Lorain County property record for 409 Concord Dr, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,212 sqft · built 1942 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $947 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-047-110-013 |
| Primary APN | 03-00-047-110-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 832 sqft |
| 2nd Floor Area | 380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Dimensions | 137 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 409 CONCORD DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EUCLID ERIE PK FRNT 0045.00 DPTH 0134.00 |
| Legal Subdivision | EUCLID ERIE PARK SUBDIVISION |
| Legal Block | 110 |
| Legal Lot Number | 70 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 22100 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 CONCORD DR, LORAIN, OH 44052-2503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2024 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Feb 13, 2018 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2000 |
| Deed Sale | Dec 26, 2000 |
| Deed Document Number | 724838 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 409 CONCORD DR, LORAIN, OH 44052-2503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000008390 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 2024-0008390 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 409 CONCORD DR, LORAIN, OH 44052-2503 |
| Document Number | 0000663141 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 CONCORD DR LORAIN OH 440522503, LORAIN, OH 44052-2503 |
| Document Number | 0000663141 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 663141 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 27, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $947.00 | $45,590 (%) Land $6,800 Building $38,790 | $130,260 (-) Land $19,440 Building $110,820 |
| 2024 | $947.00 (-11.08%) | $45,591 (+52.7%) Land $6,804 Building $38,787 | $130,260 (+52.71%) Land $19,440 Building $110,820 |
| 2023 | $1,065.00 (-1.11%) | $29,856 (-0.01%) Land $8,628 Building $21,228 | $85,300 (-) Land $24,650 Building $60,650 |
| 2022 | $1,077.00 | $29,860 Land $8,630 Building $21,230 | |
| 2021 | $85,300 Land $24,650 Building $60,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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