Lorain County property record for 408 Concord Dr, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,279 sqft · built 1953 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,900 (Aug 2002) |
| Tax Bill | $1,518 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-047-108-025 |
| Primary APN | 03-00-047-108-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,279 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Upper Floors Area | 708 sqft |
| Basement Area | 572 sqft |
| Family Room | Family Room |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 153 ft deep x 42 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 176 sqft |
| Patio Area | 35 sqft |
| Canopy | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 408 CONCORD DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EUCLID ERIE PK 50 X 156 |
| Legal Subdivision | EUCLID ERIE PK |
| Legal Block | 108 |
| Legal Lot Number | 49 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 22100 |
408 Concord Dr is owned and occupied by two individuals who acquired it in July 2020.
Source: Lorain County records, as of May 16, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 CONCORD DR, LORAIN, OH 44052-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 4, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2002 · Amount on File |
| Deed Sale | Aug 1, 2002 · Amount on File |
| Deed Document Number | 2002846036 |
| Last Transfer Date | Jul 20, 2020 |
| Transfer Doc | 0000772519 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 408 CONCORD DR, LORAIN, OH 44052-2504 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 408 CONCORD DR, LORAIN, OH 44052-2504 |
| Document Number | 0000878082 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 2022-0878082 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | AVON, OH 44011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 408 CONCORD DR, LORAIN, OH 44052-2504 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 20210849076 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021-0849076 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 4, 2020 |
| Property Address | 408 CONCORD DR, LORAIN, OH 44052-2504 |
| Document Number | 0000772519 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 772519 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 408 CONCORD DR LORAIN OH 440522504, LORAIN, OH 44052-2504 |
The 2025 property tax bill for 408 Concord Dr was $1,518 with a homeowner's exemption, down 7.2% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,518.00 (-7.21%) Homeowner's exemption | $39,700 (%) Land $6,680 Building $33,020 | $113,430 (-) Land $19,090 Building $94,340 |
| 2024 | $1,636.00 (-1.98%) | $39,701 (+22.48%) Land $6,682 Building $33,019 | $113,430 (+22.48%) Land $19,090 Building $94,340 |
| 2023 | $1,669.00 (+0.91%) | $32,414 (+0.01%) Land $8,470 Building $23,944 | $92,610 Land $24,200 Building $68,410 |
| 2022 | $1,654.00 | $32,410 Land $8,470 Building $23,940 | |
| 2021 | $92,610 Land $24,200 Building $68,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 408 Concord Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 408 Concord Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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