409 Coby Dr, Troy, TX 76579 Property Records

Bell County property record for 409 Coby Dr, Troy, TX 76579 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2016
Square Footage1,395 sqft Living Area
Lot Size8,714 sqft (0.2 acres)
Garage419 sqft
OccupancyOwner Occupied
Last Sale$260,700 (2021)
Tax Bill$2,750.00 (2025)

Property Details

APN / Parcel Number

Primary APN0375863093
Alternative APNs
  • 394612
  • 821078

Interior

Building Area1,395 sqft Living Area
1st Floor1,395 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area8,714 sqft (0.2 acres)
Depth X Width124 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area419 sqft Garage
Porch Area284 sqft Porch

Location & Zoning

Street Address409 COBY DR
CityTROY
StateTX
Zip76579-2821
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFIVE AND ONE ADDITION, BLOCK 001, LOT 0032
Legal SubdivisionFIVE AND ONE ADDITION
Legal Block1
Legal Lot Number32
JurisdictionBELL TX
Minor Civil DivisionEAST BELL
Census Blockgroup2
Census Block2020
Census Tract20102

Owner

Source: Bell County records · APN 0375863093

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 COBY DR, TROY, TX 76579-2821
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2021Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 10, 2020Loan Modification, Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 03, 2021 · Amount on Record
Deed SaleDec 03, 2021 · Amount on Record
Prior SaleDec 21, 2016 · Amount on Record
Deed Doc Number202179275
Prior Transfer DateNov 30, 2021
Prior Transfer Doc0000079275
Record RefreshedSep 20, 2026

December 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateDec 03, 2021
Property Address409 COBY DR, TROY, TX 76579-2821
Document Number0000079275
Map ReferenceCA D SL 182-C&D
Instrument DateNov 30, 2021
Instrument2021079275
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyCAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address409 COBY DR, 409, TROY, TX 76579-2821

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 FANNIN BATTLEGROUND LN, GEORGETOWN, TX 78628-6014

Mortgage

Document Number0000079276
DateDec 03, 2021
Instrument2021079276
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address409 COBY DR, TROY, TX 76579-2821
Document Number0000053899
Instrument DateAug 10, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 COBY DR TROY TX 765792821, TROY, TX 76579-2821

Mortgage

Document Number0000053899
DateOct 05, 2020
Instrument53899
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
AmountAmount Recorded
Term324 Months
DueOct 04, 2047
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTroy City
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,750.00 (-11.8%)$239,731 (-6.72%) Land $38,000 Building $201,731$239,731 (-6.72%) Land $38,000 Building $201,731
2023$3,118.00 (-18.76%) Homeowner's exemption$257,000 Land $32,000 Building $225,000$257,000 Land $32,000 Building $225,000
2022$3,838.00

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