405 Coby Dr, Troy, TX 76579 Property Records

Bell County property record for 405 Coby Dr, Troy, TX 76579 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2015
Square Footage1,837 sqft Living Area
Lot Size8,695 sqft (0.2 acres)
Garage409 sqft
OccupancyOwner Occupied
Last Sale$307,428 (2022)
Tax Bill$3,412.00 (2025)

Property Details

APN / Parcel Number

Primary APN0375863099
Alternative APNs
  • 394614
  • 852303

Interior

Building Area1,837 sqft Living Area
1st Floor1,837 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area8,695 sqft (0.2 acres)
Depth X Width124 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area409 sqft Garage
PorchOpen Porch
Porch Area188 sqft Porch
Canopy Area84 sqft Canopy

Location & Zoning

Street Address405 COBY DR
CityTROY
StateTX
Zip76579-2821
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFIVE AND ONE ADDITION, BLOCK 001, LOT 0034
Legal SubdivisionFIVE AND ONE ADDITION
Legal Block1
Legal Lot Number34
JurisdictionBELL TX
Minor Civil DivisionEAST BELL
Census Blockgroup2
Census Block2020
Census Tract20102

Owner

Source: Bell County records · APN 0375863099

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 COBY DR, TROY, TX 76579-2821
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Correction Deed
MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE
Aug 31, 2022Vendor's Lien, Transfer · Federal Housing Administration (FHA) Mortgage
THRIVE MORTGAGE LLC
Jul 02, 2020Warranty Deed, Transfer
S1L INC
Nov 21, 2018Vendor's Lien, Transfer
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2022 · Amount on Record
Deed SaleAug 31, 2022 · Amount on Record
Prior SaleJul 02, 2020 · Amount on Record
Deed Doc Number202254945
Prior Transfer DateJun 30, 2020
Prior Transfer Doc0000032523
Record RefreshedSep 20, 2026

October 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionBELL TX
Recording DateOct 25, 2022
Property Address405 COBY DR, TROY, TX 76579-2821
Document Number0000065647
Map ReferenceCAB D SL 182-D&D
Instrument DateOct 25, 2022
Instrument2022065647
Record UpdatedNov 16, 2022
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 COBY DR, TROY, TX 76579-2821

August 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateAug 31, 2022
Property Address405 COBY DR, TROY, TX 76579-2821
Document Number0000054945
Map ReferenceCAB D SL 182C&D
Instrument DateAug 30, 2022
Instrument2022054945
Transaction TypeTransfer
Record UpdatedNov 16, 2022
Title CompanyMONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 COBY DR, TROY, TX 76579-2821

Mortgage

Document Number0000054946
DateAug 31, 2022
Instrument2022054946
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Mortgage

Document Number0000054947
DateAug 31, 2022
Instrument2022054947
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
AddressGEORGETOWN, TX 78633
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueSep 01, 2032

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateJul 02, 2020
Property Address405 COBY DR, TROY, TX 76579-2821
Document Number0000032523
Instrument DateJun 30, 2020
Instrument32523
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyFIRST CMNTY TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 COBY DR TROY TX 765792821, TROY, TX 76579-2821

Mortgage

Document Number32524
DateJul 02, 2020
Instrument32524
Lender
NameS1L INC
AddressSAN DIEGO, CA 92108
Agreement
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

November 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateNov 21, 2018
Property Address405 COBY DR, TROY, TX 76579-2821
Document Number0000048551
Map ReferenceCAB D SL182-C&D
Instrument DateNov 09, 2018
Instrument2018-00048551
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 COBY DR, TROY, TX 76579-2821

Mortgage

Document Number0000048552
DateNov 21, 2018
Instrument2018-00048552
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTroy City
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,412.00 (-18.63%)$280,098 (-8.8%) Land $38,000 Building $242,098$280,098 (-8.8%) Land $38,000 Building $242,098
2023$4,193.00 (-8.53%) Homeowner's exemption$307,128 Land $32,000 Building $275,128$307,128 Land $32,000 Building $275,128
2022$4,584.00

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