409 Clareon Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 409 Clareon Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 2004
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (May 2020)
Tax Bill	$6,427 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-3S-18-16075-00A-0140`

Property Details

APN / Parcel Number

Primary APN	`28-3S-18-16075-00A-0140`
Alternative APNs	`28-318-16075-00A-0140` `1061284`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	1,408 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Porch	Finished Screened Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 CLAREON DR
City	INLET BEACH
State	FL
Zip	32461-7084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 14 BLK A WHITES GULFVIEW EST 2ND ADD PB 14-10 OR 2216-70 OR 2623-4518 OR 3086-1262 OR 3142-2894
Legal Range	018
Legal Township	03S
Legal Section	28
Legal Subdivision	WHITES GULFVIEW EST 2
Legal Block	A
Legal Lot Number	14
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4725 GRAN RIVER GLN, PEACHTREE CORNERS, GA 30096-6186
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Aug 14, 2019	Grant Deed, Transfer BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC
Sep 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	202016056
Deed Book / Page	3142 / 2894
Prior Transfer Date	Aug 27, 2018
Prior Transfer Doc	0030861262
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 12, 2020
Property Address	409 CLAREON DR, INLET BEACH, FL 32461-7084
Document Number	0031422894
Book / Page	3142 / 2894
Map Reference	MB 14 PG 10&10A
Instrument Date	Apr 21, 2020
Instrument	20200016056
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4725 GRAN RIVER GLN, PEACHTREE CORNERS, GA 30096-6186

Mortgage

Document Number	0031422896
Date	May 12, 2020
Instrument	3142/2896

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Aug 14, 2019
Property Address	409 CLAREON DR, INLET BEACH, FL 32461-7084
Document Number	0031143632
Book / Page	003114 / 003632
Instrument Date	Aug 12, 2019
Instrument	27653
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$5,460.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1441 LITTLE RAVEN ST #19008 DENVER CO 802026451, 19008, DENVER, CO 80202-6451

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Sep 27, 2018
Property Address	409 CLAREON DR, INLET BEACH, FL 32461-7084
Document Number	0030861262
Book / Page	003086 / 001262
Instrument Date	Sep 27, 2018
Instrument	32771
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1441 LITTLE RAVEN ST #210 DENVER CO 802026514, 210, DENVER, CO 80202-6514

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,427.00 (+2.82%)	$840,774 (-7.88%) Land $399,500 Building $441,274	$840,774 (-7.88%) Land $399,500 Building $441,274
2024	$6,251.00 (+2.27%)
2023	$6,112.00 (+19.28%)	$912,678 (+30.12%) Land $399,500 Building $513,178	$912,678 (+30.12%) Land $399,500 Building $513,178
2022	$5,124.00	$701,400 Land $374,070 Building $327,330	$701,400 Land $374,070 Building $327,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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