398 Clareon Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 398 Clareon Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,942 sqft · built 2002
Lot Size	0.148 acres (6,447 sqft)
Owner	Company Name on Record
Last Sale	$1,225,000 (May 2025)
Tax Bill	$8,676 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jan 2019 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28-3S-18-16075-00B-0110`

Property Details

APN / Parcel Number

Primary APN	`28-3S-18-16075-00B-0110`
Alternative APNs	`28-318-16075-00B-0110` `1061302`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,942 sqft Living Area
Gross Area	2,776 sqft
1st Floor Area	1,398 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	330 sqft
Porch	Finished/Open Porch
Porch Area	534 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	398 CLAREON DR
City	INLET BEACH
State	FL
Zip	32461-7082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NI
Legal Description	LOT 11 BLK B WHITES GULFVIEW ESTATES 2ND ADDITION PB 14-10 OR 2289-193 OR 2630-2467 OR 2861-2176 OR 3059-4637 OR 3060-4597 OR 3126-4740 OR 3357-3530
Legal Range	018
Legal Township	03S
Legal Section	28
Legal Subdivision	WHITES GULFVIEW ESTATES 2
Legal Block	B
Legal Lot Number	11
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	400 WINN PARK CT, ROSWELL, GA 30075-6851
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Jan 7, 2019	Loan Modification, Mortgage · Conventional with PMI BRYAN GRINER LLC
Dec 27, 2017	Affidavit, Transfer ATTORNEY
Dec 27, 2017	Affidavit of Death, Transfer ATTORNEY ONLY
Dec 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Dec 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	Dec 11, 2019 · Amount on Record
Deed Document Number	202515541
Deed Book / Page	3357 / 3530
Prior Transfer Date	Dec 12, 2017
Prior Transfer Doc	0030594637
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 11, 2019
Property Address	398 CLAREON DR, INLET BEACH, FL 32461-7082
Document Number	0031264740
Book / Page	3126 / 4740
Map Reference	MB 14 PG 10
Instrument Date	Dec 6, 2019
Instrument	20190043300
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 HAMMOCK LANE, 15, BONIFAY, FL 32425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11401 DONA EVITA DR, STUDIO CITY, CA 91604-4253

Mortgage

Document Number	0031264742
Date	Dec 11, 2019
Instrument	3126/4742

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	398 CLAREON DR, INLET BEACH, FL 32461-7082
Document Number	0030960713
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3008 HERITAGE RD NE MILLEDGEVILLE GA 310619302, MILLEDGEVILLE, GA 31061-9302

Mortgage

Document Number	0030960713
Date	Jan 30, 2019
Book Page	003096/000713
Instrument	2962

Lender

Name	BRYAN GRINER LLC
Address	2801 N COLUMBIA ST, MILLEDGEVILLE, GA 31061-8465

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2020

December 2017: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	WALTON FL
Recording Date	Dec 27, 2017
Property Address	398 CLAREON DR, INLET BEACH, FL 32461-7082
Document Number	0030604600
Book / Page	3060 / 4600
Map Reference	MB14 PG10
Instrument Date	Dec 27, 2017
Instrument	2017000042232
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WALTON FL
Recording Date	Dec 27, 2017
Property Address	398 CLAREON DR, INLET BEACH, FL 32461-7082
Document Number	0030604596
Book / Page	003060 / 004596
Instrument Date	Dec 23, 2017
Instrument	42229
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 27, 2017
Property Address	398 CLAREON DR, INLET BEACH, FL 32461-7082
Document Number	0030604597
Book / Page	003060 / 004597
Instrument Date	Dec 23, 2017
Instrument	42230
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,632.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 HAMMOCK LN SANTA ROSA BEACH FL 324597357, SANTA ROSA BEACH, FL 32459-7357

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Dec 14, 2017
Property Address	398 CLAREON DR, INLET BEACH, FL 32461-7082
Document Number	0030594637
Book / Page	003059 / 004637
Instrument Date	Dec 12, 2017
Instrument	40921
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4141 UNIVERSITY BLVD DALLAS TX 752051632, DALLAS, TX 75205-1632

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,676.00 (+2.32%)	$1,139,363 (-15.27%) Land $399,500 Building $739,863	$1,139,363 (-15.27%) Land $399,500 Building $739,863
2024	$8,479.00 (-4.89%)
2023	$8,915.00 (+23.51%)	$1,344,708 (+37.69%) Land $399,500 Building $945,208	$1,344,708 (+37.69%) Land $399,500 Building $945,208
2022	$7,218.00	$976,590 Land $374,070 Building $602,520	$976,590 Land $374,070 Building $602,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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