Guadalupe County property record for 404 Circle Star Rd, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,523 sqft · built 2008 |
| Lot Size | 0.202 acres (8,818 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,970 (Sep 2026) |
| Tax Bill | $4,866 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G1544101601300000 |
| Primary APN | 1G1544101601300000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,523 sqft Living Area |
| Gross Area | 3,288 sqft |
| 1st Floor Area | 1,170 sqft |
| 2nd Floor Area | 1,353 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,818 sqft (0.202 acres) |
| Lot Dimensions | 112 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 180 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 CIRCLE STAR RD |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENSINGTON RANCH ESTATES #1 BLOCK 16 LOT 13 |
| Legal Subdivision | KENSINGTON RANCH ESTATES #1 |
| Legal Tract | 13 |
| Legal Block | 16 |
| Legal Lot Number | 13 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 210707 |
Source: Guadalupe County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 CIRCLE STAR RD, SCHERTZ, TX 78154-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 16, 2022 | Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 1, 2017 | Warranty Deed, Transfer · FHA Mortgage PILGRIM MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on Record |
| Deed Sale | Sep 1, 2026 · Amount on Record |
| Prior Sale | Jun 16, 2022 · Amount on Record |
| Deed Document Number | 202623756 |
| Prior Transfer Date | Apr 1, 2008 |
| Prior Transfer Doc | 0000006474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Sep 1, 2026 |
| Property Address | 404 CIRCLE STAR RD, SCHERTZ, TX 78154-3502 |
| Document Number | 0000023756 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202623756 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 CIRCLE STAR RD, SCHERTZ, TX 78154-3502 |
| Document Number | 0000023757, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202623757 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jun 16, 2022 |
| Property Address | 404 CIRCLE STAR RD, SCHERTZ, TX 78154-3502 |
| Document Number | 0099018671 |
| Map Reference | VOL 7 PG 228-230 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 202299018671 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | NOT AVAILABLE, UNIVERSITY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 CIRCLE STAR RD, SCHERTZ, TX 78154-3502 |
| Document Number | 0099018672 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 202299018672 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Mar 1, 2017 |
| Property Address | 404 CIRCLE STAR RD, SCHERTZ, TX 78154-3502 |
| Document Number | 0000004585 |
| Map Reference | VOL7 PG228-230 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 20170004585 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 798, WOODSTOCK, VT 05091-0798 |
| Name | Verified Name |
|---|---|
| Address | 404 CIRCLE STAR RD, SCHERTZ, TX 78154-3502 |
| Document Number | 0000004586 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 20170004586 |
| Name | PILGRIM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Number | 0000004587 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 20170004587 |
| Name | PILGRIM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78232 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 1, 2027 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,293 (-6.24%) Land $40,209 Building $272,084 | $312,293 (-6.24%) Land $40,209 Building $272,084 | |
| 2025 | $4,866.00 (-13.92%) Homeowner's exemption | $333,093 (-6.04%) Land $41,453 Building $291,640 | $333,093 (-6.04%) Land $41,453 Building $291,640 |
| 2024 | $5,653.00 (-1.76%) | ||
| 2023 | $5,754.00 (-25.52%) | $354,499 Land $58,495 Building $296,004 | $354,499 Land $58,495 Building $296,004 |
| 2022 | $7,726.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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