Sonoma County property record for 409 Christensen Ln, Cotati, CA 94931
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,903 sqft · built 1998 |
| Lot Size | 0.126 acres (5,472 sqft) |
| Owner | Company Name on Record |
| Last Sale | $270,500 (Sep 1998) |
| Tax Bill | $5,345 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 144-340-034-000 |
| Primary APN | 144-340-034-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,903 sqft Living Area |
| Gross Area | 2,319 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood |
| Lot Area | 5,472 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Old Parcel Number | 144-340-034 |
|---|---|
| Street Address | 409 CHRISTENSEN LN |
| City | COTATI |
| State | CA |
| Zip | 94931-7617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 99 FM144-340-004 OAK KNOLL SUBDIVISION LOT 7 |
| Legal Subdivision | OAK KNOLL SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | PETALUMA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 151204 |
Source: Sonoma County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 409 CHRISTENSEN LN, COTATI, CA 94931-7617 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 4, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 1998 · Amount on Record |
| Deed Sale | Sep 28, 1998 · Amount on Record |
| Deed Document Number | 1998112313 |
| Last Transfer Date | Dec 3, 2007 |
| Transfer Doc | 0000129651 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 409 CHRISTENSEN LN, COTATI, CA 94931-7617 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000091967 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 2019091967 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 409 CHRISTENSEN LN, COTATI, CA 94931-7617 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 409 CHRISTENSEN LN, COTATI, CA 94931-7617 |
| Document Number | 0000083719 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021083719 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Sonoma County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cotati City |
| Unified School District | Cotati-Rohnert Park Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,345.00 (+3.01%) Homeowner's exemption | $423,275 (+4.04%) Land $133,250 Building $290,025 |
| 2023 | $5,189.00 (+1.77%) Homeowner's exemption | $406,841 Land $128,077 Building $278,764 |
| 2022 | $5,099.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COTATI serves 7,290 people · EPA ID CA4910016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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