409 Chestnut St, Pacific Grove, CA 93950 Property Records

Monterey County property record for 409 Chestnut St, Pacific Grove, CA 93950 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,386 sqft · built 1915
Lot Size0.083 acres (3,600 sqft)
Owner2 Individual Names on File
Tax Bill$5,766 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN006-443-010-000

Property Details

APN / Parcel Number

Primary APN006-443-010-000
Alternative APN
  • 006-443-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,386 sqft Living Area
1st Floor Area1,386 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 2007
Architectural StyleH-Shape
Construction TypeWood
Lot Area3,600 sqft (0.083 acres)
Garage Area276 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number006-443-010
Street Address409 CHESTNUT ST
CityPACIFIC GROVE
StateCA
Zip93950-3913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPACIFIC GROVE ADD 3 LOTS 9 & 11 BLK 82
Legal SubdivisionPACIFIC GROVE ADD 3
Legal Block82
Legal Lot Number9,11
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2008
Census Tract12200

Owner

Source: Monterey County records · APN 006-443-010-000

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 CHESTNUT ST, PACIFIC GROVE, CA 93950-3913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 21, 1997
Deed SaleOct 21, 1997
Deed Document Number199762112
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address409 CHESTNUT ST, PACIFIC GROVE, CA 93950-3913
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 CHESTNUT ST, PACIFIC GROVE, CA 93950-3913

Mortgage

Document Number0000001696
DateJan 20, 2026
Instrument2026001696
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2046

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address409 CHESTNUT ST, PACIFIC GROVE, CA 93950-3913
Transaction TypeMortgage
Record UpdatedMar 08, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 CHESTNUT ST, PACIFIC GROVE, CA 93950-3913

Mortgage

Document Number0000014225
DateFeb 25, 2021
Instrument2021014225
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address409 CHESTNUT ST, PACIFIC GROVE, CA 93950-3913
Document Number0000037343
Instrument DateJun 29, 2017
Transaction TypeMortgage
Record UpdatedJul 25, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address409 CHESTNUT ST PACIFIC GROVE CA 939503913, PACIFIC GROVE, CA 93950-3913

Mortgage

Document Number0000037343
DateJul 14, 2017
Instrument37343
Lender
NameBANK OF THE WEST
TypeBank
AddressMONTEREY, CA 93940
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJul 13, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityPacific Grove City
Unified School DistrictPacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$540,111 (+2%) Land $260,570 Building $279,541
2025$5,766.00 (+2.8%) Homeowner's exemption$529,521 (+4.04%) Land $255,461 Building $274,060
2023$5,609.00 (+2.07%) Homeowner's exemption$508,961 Land $245,542 Building $263,419
2022$5,495.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530122002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 611 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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