Monterey County property record for 405 Chestnut St, Pacific Grove, CA 93950 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 986 sqft · built 1956 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | Company Name on File |
| Last Sale | $677,000 (Aug 2015) |
| Tax Bill | $8,745 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-443-007-000 |
| Primary APN | 006-443-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 986 sqft Living Area |
| 1st Floor Area | 986 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 3,600 sqft (0.083 acres) |
| Garage Area | 230 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Old Parcel Number | 006-443-007 |
|---|---|
| Street Address | 405 CHESTNUT ST |
| City | PACIFIC GROVE |
| State | CA |
| Zip | 93950-3913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PACIFIC GROVE ADD 3 LOT 5 & 7 BLK 82 |
| Legal Subdivision | PACIFIC GROVE ADD 3 |
| Legal Block | 82 |
| Legal Lot Number | 5,7 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 12200 |
Source: Monterey County records · APN 006-443-007-000
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 405 CHESTNUT ST, PACIFIC GROVE, CA 93950-3913 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 03, 2026 | Deed of Trust, Mortgage · Line of Credit FINANCE OF AMERICA REVERSE LLC |
| Dec 01, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MARK D LAHR TRUST |
| Mar 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2015 · Amount on Record |
| Deed Sale | Aug 24, 2015 · Amount on Record |
| Deed Document Number | 201547189 |
| Last Transfer Date | Jun 21, 2016 |
| Transfer Doc | 0000035159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Aug 03, 2026 |
| Property Address | 405 CHESTNUT ST, PACIFIC GROVE, CA 93950-3913 |
| Document Number | 0000026108 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202626108 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 405 CHESTNUT ST, PACIFIC GROVE, CA 93950-3913 |
| Document Number | 0000026108, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 202626108 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 800 Months |
| Due | Apr 22, 2093 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 405 CHESTNUT ST, PACIFIC GROVE, CA 93950-3913 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 405 CHESTNUT ST, PACIFIC GROVE, CA 93950-3913 |
| Document Number | 0000042152 |
|---|---|
| Date | Dec 01, 2023 |
| Instrument | 2023042152 |
| Name | MARK D LAHR TRUST |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 405 CHESTNUT ST, PACIFIC GROVE, CA 93950-3913 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 405 CHESTNUT ST, PACIFIC GROVE, CA 93950-3913 |
| Document Number | 0000012765 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022012765 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2052 |
Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Pacific Grove City |
| Unified School District | Pacific Grove Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $817,451 (+2%) Land $664,107 Building $153,344 | |
| 2025 | $8,745.00 (+3.79%) Homeowner's exemption | $801,424 (+4.04%) Land $651,086 Building $150,338 |
| 2023 | $8,426.00 (+2.1%) Homeowner's exemption | $770,305 Land $625,804 Building $144,501 |
| 2022 | $8,253.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530122002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 611 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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