409 Chestnut St, Dowagiac, MI 49047 Property Records

Cass County property record for 409 Chestnut St, Dowagiac, MI 49047

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,324 sqft · built 1948
Lot Size0.65 acres (28,314 sqft)
Owner2 Company Names on File
Tax Bill$1,714 (2025)
Flood ZoneZone X (minimal risk)
APN14-160-100-171-00

Property Details

APN / Parcel Number

Primary APN14-160-100-171-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,324 sqft Building Perimeter
1st Floor Area1,324 sqft
Basement Area960 sqft
Unfinished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area28,314 sqft (0.65 acres)
Garage Area396 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address409 CHESTNUT ST
CityDOWAGIAC
StateMI
Zip49047-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description. DW 408A BEG AT A PT ON SW LINE OF CHESTNUT ST WHICH IS N 55 DEG 15' W ALONG SW-LY LINE OF CHESTNUT ST 142.2 FT FRM SW COR
Legal Lot Number59-61
JurisdictionCASS MI
Township / Civil DivisionDOWAGIAC
Census Block Group1
Census Block1032
Census Tract2201

Owner

409 Chestnut St is owned by a company that acquired it in May 2024.

Source: Cass County records, as of October 1, 2026

Owner of Record2 Company Names on File
Mailing Address54160 ATWOOD RD, DOWAGIAC, MI 49047-9682
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2015
Deed SaleJan 5, 2015
Prior SaleFeb 20, 2014 · Amount on File
Deed Book / Page1085 / 117
Last Transfer DateMay 1, 2024
Transfer Doc01245/1634
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 409 Chestnut St was $1,714, up 1.8% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
MunicipalityDowagiac City
Unified School DistrictDowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,000 (+19.09%) Land $68,000$136,000 (+19.09%) Land $136,000
2025$1,714.00 (+1.84%) Homeowner's exemption$57,100 Land $57,100$114,200 Land $114,200
2024$1,683.00
2023$45,000$90,000
2022$1,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOWAGIAC
serves 6,350 people · EPA ID MI0001860
Water SourceGroundwater
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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