403 Chestnut St, Dowagiac, MI 49047 Property Records

Cass County property record for 403 Chestnut St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Sep 2021)
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-160-100-184-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-100-184-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,066 sqft Building Perimeter
1st Floor Area	846 sqft
Basement Area	440 sqft
Unfinished Basement	440 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,405 sqft (0.17 acres)
Garage Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 CHESTNUT ST
City	DOWAGIAC
State	MI
Zip	49047-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 419 DES AS COM AT PT ON S SIDE OF CHESTNUT ST 53.8 FT NWLY FRM MICH AVE, TH SWLY AT RIGHT ANGLES WITH CHESTNUT ST 92.2
Legal Lot Number	81
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	1
Census Block	1032
Census Tract	2201

Owner

403 Chestnut St is owned and occupied by an individual who bought it in September 2021.

Source: Cass County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	403 CHESTNUT ST, DOWAGIAC, MI 49047-1902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Deed Book / Page	1204 / 1251
Prior Transfer Date	Dec 28, 2004
Prior Transfer Doc	0901001362
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Sep 28, 2021
Property Address	403 CHESTNUT ST, DOWAGIAC, MI 49047-1902
Document Number	1204/1251
Book / Page	1204 / 1251
Instrument Date	Sep 8, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$172.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5272 WOODSIDE DR, 5272, HAMILTON, MI 49419-9300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CHESTNUT ST, DOWAGIAC, MI 49047-1902

Tax Assessment & Valuation

The 2025 property tax bill for 403 Chestnut St was $1,469 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,500 (+10.98%) Land $48,500	$97,000 (+10.98%) Land $97,000
2025	$1,469.00 Homeowner's exemption	$43,700 Land $43,700	$87,400 Land $87,400
2023		$35,300	$70,600
2022	$1,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20