409 Cheryl Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 409 Cheryl Dr, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,219 sqft · built 2005
Lot Size	0.378 acres (16,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Apr 2007)
Tax Bill	$1,332 (2025)
Deeds & Mortgages	Aug 2025 Transfer Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`68W240020000`

Property Details

APN / Parcel Number

Primary APN	`68W240020000`
Alternative APNs	`023051` `23051`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,219 sqft Adjusted Area
1st Floor Area	1,820 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,500 sqft (0.378 acres)
Lot Dimensions	165 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	023051
Street Address	409 CHERYL DR
City	COLUMBUS
State	MS
Zip	39702-7722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERYL DR LOT 120 8A
Legal Range	17W
Legal Township	18S
Legal Section	32
Legal Subdivision	NEW HOPE PARK 1ST EXT
Legal Lot Number	120
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	2
Census Block	2010
Census Tract	404

Owner

Source: Lowndes County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 CHERYL DR, COLUMBUS, MS 39702-7722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Transfer on Death Deed, Transfer
Sep 12, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/MERIDIAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2007 · Amount on Record
Deed Sale	Apr 27, 2007 · Amount on Record
Prior Sale	Dec 27, 2005
Deed Document Number	0020073299
Deed Book / Page	2007 / 3299
Record Updated	Jun 8, 2026

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LOWNDES MS
Recording Date	Aug 11, 2025
Property Address	409 CHERYL DR, COLUMBUS, MS 39702-7722
Document Number	0020256125
Book / Page	2025 / 6125
Instrument Date	Aug 4, 2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CHERYL DR, COLUMBUS, MS 39702-7722

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	409 CHERYL DR, COLUMBUS, MS 39702-7722
Document Number	0020170989
Book / Page	002017 / 020989
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	409 CHERYL DR COLUMBUS MS 397027722, COLUMBUS, MS 39702-7722

Mortgage

Document Number	0020170989
Date	Sep 25, 2017
Book Page	002017/020989

Lender

Name	CITIZENS NAT'L BK/MERIDIAN
Type	Bank
Address	COLUMBUS, MS 39705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 24, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,332.00 (+0.6%) Homeowner's exemption	$16,689 (+10.11%)	$166,890 (+10.11%) Land $20,000 Building $146,890
2024	$1,324.00 (+13.75%)
2023	$1,164.00 Homeowner's exemption	$15,157	$151,570 Land $20,000 Building $131,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A A EAST-OLD YORKVILLE public/private · serves 4,778 people · EPA ID MS0440081
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	EAST LOWNDES W/A B WEST-OLD YORKVILLE RD
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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