305 Cheryl Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 305 Cheryl Dr, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,349 sqft · built 2007
Owner	2 Individual Names on Record
Last Sale	$188,500 (May 2019)
Tax Bill	$2,434 (2025)
Deeds & Mortgages	May 2019 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`68W240026733`

Property Details

APN / Parcel Number

Primary APN	`68W240026733`
Alternative APNs	`030795` `30795`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,349 sqft Adjusted Area
1st Floor Area	2,828 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	030795
Street Address	305 CHERYL DR
City	COLUMBUS
State	MS
Zip	39702-7830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW4/LOT 214 305 CHERYL DR 9A
Legal Range	17W
Legal Township	18S
Legal Section	32
Legal Subdivision	NEW HOPE PARK SUB 2ND EXT
Legal Lot Number	214
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	2
Census Block	2010
Census Tract	404

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 CHERYL DR, COLUMBUS, MS 39702-7830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 26, 2017	Deed of Trust, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Deed Document Number	0020193851
Deed Book / Page	2019 / 3851
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 30, 2019
Property Address	305 CHERYL DR, COLUMBUS, MS 39702-7830
Document Number	0020193851
Book / Page	002019 / 003851
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CHERYL DR COLUMBUS MS 397027830, COLUMBUS, MS 39702-7830

Mortgage

Document Number	20190185
Date	May 30, 2019
Book Page	002019/010185

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	305 CHERYL DR, COLUMBUS, MS 39702-7830
Document Number	0020179696
Book / Page	002017 / 009696
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	May 12, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 CHERYL DR COLUMBUS MS 397027830, COLUMBUS, MS 39702-7830

Mortgage

Document Number	0020179696
Date	May 3, 2017
Book Page	002017/009696

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,434.00 (+0.83%)	$24,887 (+14.22%)	$225,790 (+14.01%) Land $20,000 Building $205,790
2024	$2,414.00 (+14.68%)
2023	$2,105.00	$21,789	$198,040 Land $20,000 Building $178,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A A EAST-OLD YORKVILLE public/private · serves 4,778 people · EPA ID MS0440081
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	EAST LOWNDES W/A B WEST-OLD YORKVILLE RD
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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