Osceola County property record for 409 Chancellor Ct, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,420 sqft · built 1990 |
| Lot Size | 0.192 acres (8,363 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,000 (Jan 2017) |
| Tax Bill | $4,908 (2025) |
| Deeds & Mortgages | Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-26-30-0019-0001-0030 |
| Primary APN | 03-26-30-0019-0001-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 1,943 sqft |
| 1st Floor Area | 1,420 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,363 sqft (0.192 acres) |
| Lot Dimensions | 139 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 463 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Deck Area | 854 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 409 CHANCELLOR CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHANCELLOR SUB PB 5 PG 164 LOT 3 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 03 |
| Legal Subdivision | CHANCELLOR |
| Legal Tract | 19 |
| Legal Block | 30 |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 43203 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 CHANCELLOR CT, SAINT CLOUD, FL 34769-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2017 · Amount on Record |
| Deed Sale | Jan 17, 2017 · Amount on Record |
| Prior Sale | Oct 29, 2015 |
| Deed Document Number | 20178959 |
| Deed Book / Page | 5086 / 2105 |
| Prior Transfer Date | Jun 11, 2014 |
| Prior Transfer Doc | 0046220281 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 17, 2017 |
| Property Address | 409 CHANCELLOR CT, SAINT CLOUD, FL 34769-1901 |
| Document Number | 0050862105 |
| Book / Page | 5086 / 2105 |
| Map Reference | MB5 PG164 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 2017008959 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,218.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 209 SAINT CLOUD VILLAGE CT APT 102, 102, KISSIMMEE, FL 34744-5656 |
| Document Number | 0050862107 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 5086/2107 |
| Name | EQUITY LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,908.00 (+6.86%) | $284,600 (+14.21%) Land $55,000 Building $229,600 | $284,600 (+14.21%) Land $55,000 Building $229,600 |
| 2024 | $4,593.00 (+10.38%) | ||
| 2023 | $4,161.00 (+9.01%) | $249,200 (+7.32%) Land $35,000 Building $214,200 | $249,200 (+7.32%) Land $35,000 Building $214,200 |
| 2022 | $3,817.00 | $232,200 Land $35,000 Building $197,200 | $232,200 Land $35,000 Building $197,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, CenturyLink.
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