401 Chancellor Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 401 Chancellor Ct, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,901 sqft · built 1990
Lot Size	0.192 acres (8,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Feb 2023)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-26-30-0019-0001-0050`

Property Details

APN / Parcel Number

Primary APN	`03-26-30-0019-0001-0050`
Alternative APNs	`263003001900010050` `81489`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	1 Plumbing Fixture
Stories	2 Stories
Building Area	1,901 sqft Living Area
Gross Area	2,555 sqft
1st Floor Area	1,224 sqft
Upper Floors Area	677 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,363 sqft (0.192 acres)
Lot Dimensions	139 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	435 sqft
Porch	Slab
Porch Area	150 sqft
Deck Area	532 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	401 CHANCELLOR CT
City	SAINT CLOUD
State	FL
Zip	34769-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	CHANCELLOR SUB PB 5 PG 164 LOT 5
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	CHANCELLOR
Legal Tract	19
Legal Block	1
Legal Lot Number	5
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2004
Census Tract	43203

Owner

Source: Osceola County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 CHANCELLOR CT, SAINT CLOUD, FL 34769-1901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Dec 3, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 2, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM
Nov 17, 2017	Warranty Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC
Aug 21, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Prior Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	202317976
Deed Book / Page	6358 / 293
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 14, 2023
Property Address	401 CHANCELLOR CT, SAINT CLOUD, FL 34769-1901
Document Number	0063580293
Book / Page	6358 / 293
Map Reference	MB 5 PG 164
Instrument Date	Feb 13, 2023
Instrument	2023017976
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 AVIENDA CUARTA #103103, 103103, CLERMONT, FL 34714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHANCELLOR CT, SAINT CLOUD, FL 34769-1901

Mortgage

Document Number	0006358295
Date	Feb 14, 2023
Instrument	6358/295

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	401 CHANCELLOR CT, SAINT CLOUD, FL 34769-1901
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHANCELLOR CT, SAINT CLOUD, FL 34769-1901

Mortgage

Document Number	0061000710
Date	Dec 3, 2021
Book Page	6100/710
Instrument	2021187016

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 2, 2020
Property Address	401 CHANCELLOR CT, SAINT CLOUD, FL 34769-1901
Document Number	0056502136
Book / Page	005650 / 002136
Instrument Date	Dec 30, 2019
Instrument	76
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHANCELLOR CT ST CLOUD FL 347691901, ST CLOUD, FL 34769-1901

Mortgage

Document Number	56502138
Date	Jan 2, 2020
Book Page	005650/002138
Instrument	77

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 17, 2017
Property Address	401 CHANCELLOR CT, SAINT CLOUD, FL 34769-1901
Document Number	0052410548
Book / Page	5241 / 0548
Map Reference	MB5 PG164
Instrument Date	Nov 16, 2017
Instrument	2017164715
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3395 WARWICK LN, 3395, SAINT CLOUD, FL 34772-7811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHANCELLOR CT, SAINT CLOUD, FL 34769-1901

Mortgage

Document Number	0052410549
Date	Nov 17, 2017
Instrument	5241/0549

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	10.7%
Index	1-Year LIBOR
Margin	4
Max Rate	13.7%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 21, 2017
Property Address	401 CHANCELLOR CT, SAINT CLOUD, FL 34769-1901
Document Number	0051971500
Book / Page	005197 / 001500
Instrument Date	Aug 18, 2017
Instrument	120908
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$980.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3395 WARWICK LN ST CLOUD FL 347727811, ST CLOUD, FL 34772-7811

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,953.00 (+50.91%) Homeowner's exemption	$319,600 (+42.42%) Land $55,000 Building $264,600	$319,600 (+22.55%) Land $55,000 Building $264,600
2023	$3,282.00 (+3.63%) Homeowner's exemption	$224,400 (+3%)	$260,800 (+13.94%) Land $35,000 Building $225,800
2022	$3,167.00 Homeowner's exemption	$217,865	$228,900 Land $35,000 Building $193,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink.

Nearby Properties on Chancellor Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures