Warren County property record for 409 Central Ave, Franklin, OH 45005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,476 sqft · built 1953 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Jul 2022) |
| Tax Bill | $2,066 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-33-429-003-0 |
| Primary APN | 01-33-429-003-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 1,476 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 340 sqft |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1806653 |
|---|---|
| Street Address | 409 CENTRAL AVE |
| City | FRANKLIN |
| State | OH |
| Zip | 45005-3325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTRAL |
| Legal Range | 5 |
| Legal Township | 2 |
| Legal Section | 33 |
| Legal Subdivision | CENTRAL |
| Legal Block | 653 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30200 |
Source: Warren County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 CENTRAL AVE, FRANKLIN, OH 45005-3325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 21, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on Record |
| Deed Sale | Jul 21, 2022 · Amount on Record |
| Deed Document Number | 202223738 |
| Prior Transfer Date | Jul 15, 2022 |
| Prior Transfer Doc | 0000023737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jul 21, 2022 |
| Property Address | 409 CENTRAL AVE, FRANKLIN, OH 45005-3325 |
| Document Number | 0000023737 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2022-023737 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 CENTRAL AVE, FRANKLIN, OH 45005-3325 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jul 21, 2022 |
| Property Address | 409 CENTRAL AVE, FRANKLIN, OH 45005-3325 |
| Document Number | 0000023738 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2022-023738 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 CENTRAL AVE, FRANKLIN, OH 45005-3325 |
| Document Number | 0000023739 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 2022-023739 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Carlisle City |
| County | Warren County |
| County Subdivision | Franklin Township |
| Unified School District | Carlisle Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,066.00 (-0.14%) | $52,830 (+20.89%) Land $11,660 Building $41,170 | $150,920 (+20.87%) Land $33,300 Building $117,620 |
| 2024 | $2,069.00 (+10.35%) | ||
| 2023 | $1,875.00 (+29.22%) Homeowner's exemption | $43,701 (-) Land $7,168 Building $36,533 | |
| 2022 | $1,451.00 Homeowner's exemption | $43,701 Land $7,168 Building $36,533 | $124,860 (-) Land $20,480 Building $104,380 |
| 2021 | $124,860 Land $20,480 Building $104,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 13 (1991–2018) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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