McLennan County property record for 409 Carver St, Waco, TX 76704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,106 sqft · built 1970 |
| Lot Size | 0.219 acres (9,518 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,365 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 48-035202-006400-9 |
| Primary APN | 48-035202-006400-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,106 sqft Living Area |
| Gross Area | 1,400 sqft |
| 1st Floor Area | 1,106 sqft |
| Flooring | Carpet |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,518 sqft (0.219 acres) |
| Lot Dimensions | 137 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 409 CARVER ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76704-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | RIVER OAKS NO 2 LOT 20 BLOCK 7 ACRES .2185 |
| Legal Subdivision | RIVER OAKS NO 2 |
| Legal Block | 7 |
| Legal Lot Number | 20 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1401 |
409 Carver St is held in a trust since October 2016.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 13538 ADLAI LN, LAKESIDE, CA 92040-4802 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2016 |
| Deed Sale | Oct 28, 2016 |
| Prior Sale | Jul 20, 2016 · Amount on File |
| Deed Document Number | 201635814 |
| Prior Transfer Date | Jun 30, 2016 |
| Prior Transfer Doc | 0000023355 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 409 Carver St was $4,365, up 3.8% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,914 (-1.67%) Land $16,466 Building $174,448 | $190,914 (-1.67%) Land $16,466 Building $174,448 | |
| 2025 | $4,365.00 (+3.78%) | $194,150 Land $14,940 Building $179,210 | $194,150 Land $14,940 Building $179,210 |
| 2024 | $4,206.00 | ||
| 2023 | $155,390 Land $14,940 Building $140,450 | $155,390 Land $14,940 Building $140,450 | |
| 2022 | $3,483.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Carver St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Nearby Flood Policies | 41 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Carver St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Central Link Broadband, Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures