McLennan County property record for 404 Carver St, Waco, TX 76704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,172 sqft · built 1964 |
| Lot Size | 0.198 acres (8,642 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,129 (2024) |
| Deeds & Mortgages | Aug 2020 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 480352020072000 |
| Primary APN | 480352020072000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| Gross Area | 1,388 sqft |
| 1st Floor Area | 1,172 sqft |
| Flooring | Carpet |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,642 sqft (0.198 acres) |
| Lot Dimensions | 120 ft deep x 49 ft wide |
| Garage Type | Attached |
| Garage Area | 216 sqft |
| Driveway | Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 160 sqft |
| Patio Area | 240 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 188072 |
|---|---|
| Old Parcel Number | 4803520200720000111 |
| Street Address | 404 CARVER ST |
| City | WACO |
| State | TX |
| Zip | 76704-1425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | RIVER OAKS NO 2 LOT 3 BLOCK 8 ACRES .1984 |
| Legal Subdivision | RIVER OAKS NO 2 |
| Legal Block | 8 |
| Legal Lot Number | 3 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1401 |
Source: McLennan County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 CARVER ST, WACO, TX 76704-1425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2015 |
| Deed Sale | Jul 15, 2015 |
| Prior Sale | Jun 9, 2014 |
| Deed Document Number | 2015021594 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 404 CARVER ST, WACO, TX 76704-1425 |
| Document Number | 0000027000 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 404 CARVER ST WACO TX 767041425, WACO, TX 76704-1425 |
| Document Number | 0000027000 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 27000 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76714 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 6, 2025 |
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $143,670 (+24.26%) Land $14,080 Building $129,590 | $143,670 (+24.26%) Land $14,080 Building $129,590 | |
| 2024 | $3,129.00 (+20.72%) | ||
| 2023 | $115,620 Land $14,080 Building $101,540 | $115,620 Land $14,080 Building $101,540 | |
| 2022 | $2,592.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Nearby Flood Policies | 41 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AMG Technology Investment Group, AT&T, Helmsco.
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