Somerset County and Bedminster Township property record for 409 Cardinal Ln, Bedminster, NJ 07921
| Property Type | Single Family Home |
|---|---|
| Details | 1,293 sqft · built 1987 |
| Lot Size | 0.102 acres (4,426 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Feb 2024) |
| Tax Bill | $5,626 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00059-04-00409 |
| Primary APN | 01-00059-04-00409 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,293 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 4,426 sqft (0.102 acres) |
| Old Parcel Number | 010005904004090000CONDO |
|---|---|
| Street Address | 409 CARDINAL LN |
| City | BEDMINSTER |
| State | NJ |
| Zip | 07921-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | ADDITIONAL LOTS: LONG MEADOW MODEL E |
| Legal Subdivision | LONG MDW |
| Legal Block | 59.4 |
| Legal Lot Number | 409 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BEDMINSTER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 52905 |
409 Cardinal Ln is owned and occupied by an individual who bought it in February 2024.
Source: Somerset County and Bedminster Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 CARDINAL LN, BEDMINSTER, NJ 07921-1913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2024 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Sep 16, 2019 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2024 · Amount on File |
| Deed Sale | Feb 12, 2024 · Amount on File |
| Prior Sale | Sep 16, 2019 · Amount on File |
| Deed Document Number | 20243614 |
| Deed Book / Page | 7544 / 2537 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Feb 12, 2024 |
| Property Address | 409 CARDINAL LN, BEDMINSTER, NJ 07921-1913 |
| Document Number | 0000003614 |
| Book / Page | 7544 / 2537 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024003614 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,079.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 CARDINAL RD, MIDDLETOWN, NJ 07748-3262 |
| Name | Verified Name |
|---|---|
| Address | 409 CARDINAL LN, BEDMINSTER, NJ 07921-1913 |
| Document Number | 0000003615 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 2024003615 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Sep 16, 2019 |
| Property Address | 409 CARDINAL LN, BEDMINSTER, NJ 07921-1913 |
| Document Number | 0000034656 |
| Book / Page | 007151 / 001339 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 34656 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 CARDINAL LN BEDMINSTER NJ 079211913, BEDMINSTER, NJ 07921-1913 |
| Document Number | 34657 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 007151/001345 |
| Instrument | 34657 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | BEDMINSTER, NJ 07921-1913 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2049 |
The 2025 property tax bill for 409 Cardinal Ln was $5,626, up 2% from the year before.
Source: Somerset County and Bedminster Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bedminster Township |
| Unified School District | Bedminster Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,000 (+6.78%) Land $240,300 Building $258,700 | $499,000 (+6.78%) Land $240,300 Building $258,700 | |
| 2025 | $5,626.00 (+2.01%) | $467,300 Land $224,600 Building $242,700 | $467,300 Land $224,600 Building $242,700 |
| 2024 | $5,515.00 | ||
| 2023 | $390,800 (+3.14%) Land $194,300 Building $196,500 | $390,800 (+3.14%) Land $194,300 Building $196,500 | |
| 2022 | $5,202.00 (+2.04%) | $378,900 Land $188,600 Building $190,300 | $378,900 Land $188,600 Building $190,300 |
| 2021 | $5,098.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Cardinal Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Cardinal Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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