405 Cardinal Ln, Bedminster, NJ 07921 Property Records

Somerset County and Bedminster Township property record for 405 Cardinal Ln, Bedminster, NJ 07921

Property Summary

Property TypeSingle Family Home
Details1,109 sqft · built 1987
Lot Size0.129 acres (5,606 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Apr 2020)
Tax Bill$4,645 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-00059-04-00405

Property Details

APN / Parcel Number

Primary APN01-00059-04-00405
Alternative APNs
  • 010005904004050000CONDO
  • 0100059 0400405 CONDO

Interior

Stories1 Story
Building Area1,109 sqft Living Area
1st Floor Area1,109 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Lot Area5,606 sqft (0.129 acres)

Location & Zoning

Old Parcel Number010005904004050000CONDO
Street Address405 CARDINAL LN
CityBEDMINSTER
StateNJ
Zip07921-1913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionADDITIONAL LOTS: LONG MEADOW MODEL B
Legal SubdivisionLONG MDW FINAL SUB SEC 1
Legal Block59.4
Legal Lot Number405
JurisdictionSOMERSET NJ
Township / Civil DivisionBEDMINSTER
Census Block Group1
Census Block1012
Census Tract52905

Owner

Source: Somerset County and Bedminster Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address405 CARDINAL LN, BEDMINSTER, NJ 07921-1913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Grant Deed, Transfer · Conventional Mortgage
NJ LENDERS
Apr 10, 2018Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2020 · Amount on Record
Deed SaleApr 21, 2020 · Amount on Record
Prior SaleApr 10, 2018 · Amount on Record
Deed Document Number202016383
Deed Book / Page7205 / 1559
Record UpdatedSep 20, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateApr 21, 2020
Property Address405 CARDINAL LN, BEDMINSTER, NJ 07921-1913
Document Number0000016383
Book / Page007205 / 001559
Instrument DateMar 16, 2020
Instrument16383
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyPRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 CARDINAL LN BEDMINSTER NJ 079211913, BEDMINSTER, NJ 07921-1913

Mortgage

Document Number16384
DateApr 21, 2020
Book Page007205/001565
Instrument16384
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 20, 2050

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateApr 10, 2018
Property Address405 CARDINAL LN, BEDMINSTER, NJ 07921-1913
Document Number0000012879
Book / Page7035 / 1517
Map ReferenceMAP2542
Instrument DateMar 30, 2018
Instrument2018012879
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyAMERICAN LAND TITLE ASOC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,800.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 CARDINAL LN, BEDMINSTER, NJ 07921-1913

Mortgage

Document Number0000012880
DateApr 10, 2018
Instrument2018012880
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Somerset County and Bedminster Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBedminster Township
Unified School DistrictBedminster Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,300 (+6.35%) Land $172,800 Building $237,500$410,300 (+6.35%) Land $172,800 Building $237,500
2025$4,645.00 (+2.83%)$385,800 (+16.06%) Land $163,000 Building $222,800$385,800 (+16.06%) Land $163,000 Building $222,800
2024$4,517.00 (+2.08%)
2023$332,400 Land $141,000 Building $191,400$332,400 Land $141,000 Building $191,400
2022$4,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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