409 Buffalo St, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 409 Buffalo St, Gowanda, NY 14070 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,856 sqft · built 1910
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Feb 2023)
Tax Bill	$749 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202-0010000`

Property Details

APN / Parcel Number

Primary APN	`202-0010000`
Alternative APNs	`36013491200001002000` `143601 349.12-1-2`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,856 sqft Living Area
1st Floor Area	1,240 sqft
2nd Floor Area	616 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	224 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	202-0010000
Street Address	409 BUFFALO ST
City	GOWANDA
State	NY
Zip	14070-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGGINS R R CAROZZI HGWY
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	ERIE NY
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2009
Census Tract	17501

Owner

Source: Erie County and Collins Town records · APN 202-0010000

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 BUFFALO ST, GOWANDA, NY 14070-1043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2023 · Amount on Record
Deed Sale	Feb 03, 2023 · Amount on Record
Prior Sale	May 02, 1995 · Amount on Record
Deed Document Number	202319216
Deed Book / Page	11413 / 7265
Record Updated	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Feb 03, 2023
Property Address	409 BUFFALO ST, GOWANDA, NY 14070-1043
Document Number	0114137265
Book / Page	11413 / 7265
Instrument Date	Jan 04, 2023
Instrument	2023019216
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 PALMER ST, GOWANDA, NY 14070-1521

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 BUFFALO ST, GOWANDA, NY 14070-1043

Mortgage

Document Number	0140821240
Date	Feb 03, 2023
Instrument	14082/1240

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

Tax Assessment & Valuation

Source: Erie County and Collins Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Collins Town
Municipality	Gowanda Village
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$749.00 (-62.7%)	$53,500 (-) Land $3,000 Building $50,500	$191,100 (+21.45%) Land $10,716 Building $180,384
2024	$2,008.00	$53,500 (-) Land $3,000 Building $50,500	$157,353 (+5.89%) Land $8,824 Building $148,529
2023		$53,500 (-) Land $3,000 Building $50,500	$148,600 (+16.64%) Land $8,333 Building $140,267
2022		$53,500 Land $3,000 Building $50,500	$127,400 Land $7,144 Building $120,256
2021	$698.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.