Erie County and Collins Town property record for 405 Buffalo St, Gowanda, NY 14070
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,515 sqft · built 1938 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $112,000 (Mar 2007) |
| Tax Bill | $5,380 (2026) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 143601 349.12-1-3 |
| Primary APN | 143601 349.12-1-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,515 sqft Living Area |
| 1st Floor Area | 1,325 sqft |
| 2nd Floor Area | 1,190 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 281 ft deep x 88.6 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 162 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 202 0011000 |
|---|---|
| Street Address | 405 BUFFALO ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NOWICKI RR KNOWICZKA HGWY |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | COLLINS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 17501 |
Source: Erie County and Collins Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 BUFFALO ST, GOWANDA, NY 14070-1043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2007 · Amount on Record |
| Deed Sale | Mar 8, 2007 · Amount on Record |
| Deed Document Number | 200750215 |
| Deed Book / Page | 11126 / 3699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 405 BUFFALO ST, GOWANDA, NY 14070-1043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0139281149 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 13928/1149 |
| Instrument | 2020021635 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 6, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Erie County and Collins Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Collins Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,380.00 (+71.61%) Homeowner's exemption | ||
| 2025 | $3,135.00 (+6.52%) | $78,400 (-) Land $4,000 Building $74,400 | $280,000 (+21.43%) Land $14,286 Building $265,714 |
| 2024 | $2,943.00 Homeowner's exemption | $78,400 (-) Land $4,000 Building $74,400 | $230,588 (+5.87%) Land $11,765 Building $218,823 |
| 2023 | Homeowner's exemption | $78,400 (-) Land $4,000 Building $74,400 | $217,800 (+16.66%) Land $11,112 Building $206,688 |
| 2022 | $78,400 Land $4,000 Building $74,400 | $186,700 Land $9,526 Building $177,174 | |
| 2021 | $1,023.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1996–2022) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Feb 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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