409 Brookridge Dr, Chapin, SC 29036 Property Records

Lexington County property record for 409 Brookridge Dr, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,379 sqft · built 2018
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$722,535 (Jun 2025)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001716-01-152`

Property Details

APN / Parcel Number

Primary APN	`001716-01-152`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,379 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 BROOKRIDGE DR
City	CHAPIN
State	SC
Zip	29036-9803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	PALMETTO SHORES PH 2-B LOT 37
Legal Subdivision	PALMETTO SHORES
Legal Phase	2B
Legal Lot Number	37
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1009
Census Tract	21207

Owner

409 Brookridge Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Lexington County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 BROOKRIDGE DR, CHAPIN, SC 29036-9803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 23, 2020	Deed, Transfer · Conventional Mortgage FIRST PALMETTO BANK
Sep 21, 2018	Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2025 · Amount on File
Deed Sale	Jun 23, 2025 · Amount on File
Prior Sale	Sep 23, 2020 · Amount on File
Deed Document Number	202523346
Deed Book / Page	21167 / 208
Record Updated	Sep 20, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jun 23, 2025
Property Address	409 BROOKRIDGE DR, CHAPIN, SC 29036-9803
Document Number	2116700208
Book / Page	21167 / 208
Instrument Date	Jun 18, 2025
Instrument	2025023346
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,879.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 BROOKRIDGE DR, CHAPIN, SC 29036-9803

Mortgage

Document Number	2025023347
Date	Jun 23, 2025
Instrument	2025023347

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Sep 23, 2020
Property Address	409 BROOKRIDGE DR, CHAPIN, SC 29036-9803
Document Number	2089500296
Book / Page	20895 / 296
Map Reference	MB 18993 PG 117
Instrument Date	Sep 21, 2020
Instrument	2020043126
Transaction Type	Transfer
Record Updated	Feb 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 BROOKRIDGE DR, CHAPIN, SC 29036-9803

Mortgage

Document Number	2020043127
Date	Sep 23, 2020
Instrument	2020043127

Lender

Name	FIRST PALMETTO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Sep 21, 2018
Property Address	409 BROOKRIDGE DR, CHAPIN, SC 29036-9803
Document Number	2030000326
Book / Page	20300 / 326
Map Reference	MB 18993 PG 117
Instrument Date	Sep 20, 2018
Instrument	2018042284
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,563.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 BROOKRIDGE DR, CHAPIN, SC 29036-9803

Mortgage

Document Number	2018042285
Date	Sep 21, 2018
Instrument	2018042285

Lender

Name	AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 409 Brookridge Dr was $3,228, up 7.7% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,228.00 (+7.67%)	$19,600 (-) Land $2,400 Building $17,200
2024	$2,998.00 (+0.84%)	$19,600 (-) Land $2,400 Building $17,200	$490,000 (-) Land $60,000 Building $430,000
2023	$2,973.00	$19,600 Land $2,400 Building $17,200	$490,000 Land $60,000 Building $430,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Brookridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Brookridge Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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