Lexington County property record for 405 Brookridge Dr, Chapin, SC 29036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,864 sqft · built 2020 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $354,582 (Jun 2020) |
| Tax Bill | $2,336 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001716-01-151 |
| Primary APN | 001716-01-151 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,864 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 405 BROOKRIDGE DR |
|---|---|
| City | CHAPIN |
| State | SC |
| Zip | 29036-9803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | PALMETTO SHORES PH 2-B LOT 36 |
| Legal Subdivision | PALMETTO SHORES |
| Legal Lot Number | 36 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | CHAPIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21207 |
405 Brookridge Dr is owned and occupied by an individual who bought it in June 2020.
Source: Lexington County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 BROOKRIDGE DR, CHAPIN, SC 29036-9803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · Line of Credit SC STATE FCU |
| Jun 2, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on File |
| Deed Sale | Jun 2, 2020 · Amount on File |
| Deed Document Number | 202022394 |
| Deed Book / Page | 20874 / 529 |
| Prior Transfer Date | Nov 28, 2018 |
| Prior Transfer Doc | 2043500108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 405 BROOKRIDGE DR, CHAPIN, SC 29036-9803 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2106901203 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 21069/1203 |
| Instrument | 2023027735 |
| Name | SC STATE FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jun 2, 2020 |
| Property Address | 405 BROOKRIDGE DR, CHAPIN, SC 29036-9803 |
| Document Number | 2087400529 |
| Book / Page | 020874 / 000529 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 22394 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,312.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 BROOKRIDGE DR CHAPIN SC 290369803, CHAPIN, SC 29036-9803 |
| Document Number | 2087400533 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 020874/000533 |
| Instrument | 22395 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 405 Brookridge Dr was $2,336, up 7.7% from the year before.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,336.00 (+7.7%) | ||
| 2024 | $2,169.00 (+0.88%) | $14,183 (-) Land $2,400 Building $11,783 | $354,582 (-) Land $60,000 Building $294,582 |
| 2023 | $2,150.00 | $14,183 Land $2,400 Building $11,783 | $354,582 Land $60,000 Building $294,582 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Brookridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Brookridge Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CarolinaConnect Cooperative.
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