Kane County property record for 409 Bluegrass Ln, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,231 sqft · built 2000 |
| Lot Size | 0.23 acres (10,015 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Nov 2016) |
| Tax Bill | $15,343 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05-132-006 |
| Primary APN | 12-05-132-006 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,231 sqft Living Area |
| Gross Area | 5,006 sqft |
| Basement Area | 1,775 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Lot Area | 10,015 sqft (0.23 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 409 BLUEGRASS LN |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-4628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 IN FISHER FARMS NEIGHBORHOOD 4 |
| Legal Subdivision | FISHER FARMS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 854800 |
409 Bluegrass Ln is owned and occupied by two individuals who bought it in November 2016.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 BLUEGRASS LN, GENEVA, IL 60134-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2016 · Amount on File |
| Deed Sale | Nov 23, 2016 · Amount on File |
| Prior Sale | Aug 16, 2005 · Amount on File |
| Deed Document Number | 201664902 |
| Prior Transfer Date | Dec 20, 2001 |
| Prior Transfer Doc | 0000009861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 409 BLUEGRASS LN, GENEVA, IL 60134-4628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000066733 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 2020K066733 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
The 2025 property tax bill for 409 Bluegrass Ln was $15,343 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,343.00 Homeowner's exemption | $215,952 (+8.5%) Land $35,448 Building $180,504 | $648,115 (+8.5%) Land $106,387 Building $541,729 |
| 2024 | $199,034 Land $32,671 Building $166,363 | $597,341 Land $98,052 Building $499,289 | |
| 2022 | $13,798.00 (+3%) Homeowner's exemption | $168,129 (+3.86%) Land $27,598 Building $140,531 | $504,387 (+3.86%) Land $82,794 Building $421,593 |
| 2021 | $13,396.00 Homeowner's exemption | $161,880 Land $26,572 Building $135,308 | $485,640 Land $79,716 Building $405,924 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Bluegrass Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 Bluegrass Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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