409 Berwick Way, Melbourne, FL 32940 Property Records

Brevard County property record for 409 Berwick Way, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1994
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$140,400 (Dec 1993)
Tax Bill	$5,340 (2025)
Deeds & Mortgages	Nov 2017 Loan Modification
Flood Zone	Zone A (high risk)
APN	`26-36-15-PU-A-28`

Property Details

APN / Parcel Number

Primary APN	`26-36-15-PU-A-28`
Alternative APNs	`26-36-15-PU-0000A.0-0028.00` `2617298`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	1,802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Width	132 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	342 sqft
Patio Area	600 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2617298
Street Address	409 BERWICK WAY
City	MELBOURNE
State	FL
Zip	32940-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BAYTREE P.U.D. PHASE 1 STAGE 1-5 LOT 28 BLK A
Legal Range	36E
Legal Township	26S
Legal Section	15
Legal Subdivision	BAYTREE P.U.D. PHASE 1 STAGE 1-5
Legal Phase	1
Legal Block	A
Legal Lot Number	28
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1007
Census Tract	64128

Owner

409 Berwick Way is owned and occupied by two individuals who bought it in December 1993.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 BERWICK WAY, MELBOURNE, FL 32940-2112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 1993 · Amount on File
Deed Sale	Dec 21, 1993 · Amount on File
Deed Book / Page	3351 / 4605
Record Updated	Sep 20, 2026

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	409 BERWICK WAY, MELBOURNE, FL 32940-2112
Document Number	0080441628
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	409 BERWICK WAY MELBOURNE FL 329402112, MELBOURNE, FL 32940-2112

Mortgage

Document Number	0080441628
Date	Dec 8, 2017
Book Page	008044/001628
Instrument	255537

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 409 Berwick Way was $5,340 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,340 (+2.7%)	$412,130 (-8.02%)
2025	$5,340.00 Homeowner's exemption	$197,030	$448,050 Land $160,000 Building $288,050
2023	$4,672.00 (+3.82%) Homeowner's exemption	$185,910 (+3%)	$458,810 (+11%) Land $150,000 Building $308,810
2022	$4,500.00 Homeowner's exemption	$180,500	$413,360 Land $130,000 Building $283,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Berwick Way in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 590 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	590 in force
Nearby Flood Claims	53 (1999–2026)
Claims Outside the SFHA	41 of 53
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Fay, Aug 2008 · 24 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Berwick Way is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20