405 Berwick Way, Melbourne, FL 32940 Property Records

Brevard County property record for 405 Berwick Way, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 1995
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Feb 2024)
Tax Bill	$8,172 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`26-36-15-PU-A-26`

Property Details

APN / Parcel Number

Primary APN	`26-36-15-PU-A-26`
Alternative APNs	`26-36-15-PU-0000A.0-0026.00` `2617296`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,702 sqft
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft
Porch	Screened/Unfinished Porch
Porch Area	322 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2617296
Street Address	405 BERWICK WAY
City	MELBOURNE
State	FL
Zip	32940-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BAYTREE P.U.D. PHASE 1 STAGE 1-5 LOT 26 BLK A
Legal Range	36E
Legal Township	26S
Legal Section	15
Legal Subdivision	BAYTREE P.U.D. PHASE 1 STAGE 1-5
Legal Phase	1
Legal Block	A
Legal Lot Number	26
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1007
Census Tract	64128

Owner

405 Berwick Way is owned and occupied by an individual who bought it in February 2024.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	405 BERWICK WAY, MELBOURNE, FL 32940-2112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2024 · Amount on File
Deed Sale	Feb 7, 2024 · Amount on File
Prior Sale	Feb 7, 2024 · Amount on File
Deed Document Number	202425527
Deed Book / Page	9987 / 1033
Prior Transfer Date	Feb 20, 1996
Prior Transfer Doc	3546002606
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 7, 2022
Property Address	405 BERWICK WAY, MELBOURNE, FL 32940-2112
Document Number	0095532081
Book / Page	9553 / 2081
Map Reference	MB 39 PG 59-72
Instrument Date	Jul 6, 2022
Instrument	2022168436
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 LAKE MARGARET CIR UNIT 301, 215, MOUNT DORA, FL 32757-9791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BERWICK WAY, MELBOURNE, FL 32940-2112

Mortgage

Document Number	0095532083
Date	Jul 7, 2022
Instrument	9553/2083

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 405 Berwick Way was $8,172 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,940 (-7.9%)	$401,940 (-7.9%)
2025	$8,172.00 Homeowner's exemption Disabled Person's exemption	$436,400 Land $160,000 Building $276,400	$436,400 Land $160,000 Building $276,400
2023	$7,580.00 (+70.49%) Homeowner's exemption	$424,130 (+141.15%) Land $150,000 Building $274,130	$424,130 (+13.4%) Land $150,000 Building $274,130
2022	$4,446.00 Homeowner's exemption	$175,880	$374,010 Land $130,000 Building $244,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Berwick Way in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 590 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	590 in force
Nearby Flood Claims	53 (1999–2026)
Claims Outside the SFHA	41 of 53
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Fay, Aug 2008 · 24 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Berwick Way is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20