Chesapeake City property record for 405 Berndale Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,739 sqft · built 2004 |
| Lot Size | 0.846 acres (36,852 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,000 (Apr 2019) |
| Tax Bill | $5,565 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance Apr 2019 Sale & Mortgage + 2 more |
| APN | 0500000000022 |
| Primary APN | 0500000000022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,739 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Upper Floors Area | 1,036 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,852 sqft (0.846 acres) |
| Lot Dimensions | 453 ft deep x 201 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 BERNDALE DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | PARCEL A-1 PARTITION PLAT OF PARCEL A O & C A SLABAUGH PROP .846 AC |
| Legal Subdivision | STRATFORD TERRACE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21103 |
405 Berndale Dr is owned and occupied by two individuals who bought it in April 2019.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 BERNDALE DR, CHESAPEAKE, VA 23322-1263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Apr 9, 2019 | Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK |
| Apr 25, 2018 | Intrafamily Transfer, Transfer |
| Jun 2, 2017 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2019 · Amount on File |
| Deed Sale | Apr 9, 2019 · Amount on File |
| Prior Sale | Jun 2, 2017 · Amount on File |
| Deed Document Number | 20197981 |
| Deed Book / Page | 10001 / 534 |
| Prior Transfer Date | Mar 1, 2018 |
| Prior Transfer Doc | 9905/1599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 405 BERNDALE DR, CHESAPEAKE, VA 23322-1263 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10246/1714 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 10246/1714 |
| Instrument | 200040310 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 9, 2019 |
| Property Address | 405 BERNDALE DR, CHESAPEAKE, VA 23322-1263 |
| Document Number | 10001/534 |
| Book / Page | 10001 / 534 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 190007981 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 BERNDALE DR, CHESAPEAKE, VA 23322-1263 |
| Document Number | 190007982 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 190007982 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 25, 2018 |
| Property Address | 405 BERNDALE DR, CHESAPEAKE, VA 23322-1263 |
| Document Number | 9905/1599 |
| Book / Page | 9905 / 1599 |
| Instrument Date | Mar 1, 2018 |
| Instrument | 180010446 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2304 MOUNT PLEASANT RD, CHESAPEAKE, VA 23322-1211 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 2, 2017 |
| Property Address | 405 BERNDALE DR, CHESAPEAKE, VA 23322-1263 |
| Document Number | 9794/598 |
| Book / Page | 9794 / 598 |
| Instrument Date | May 25, 2017 |
| Instrument | 170014938 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2304 MOUNT PLEASANT RD, CHESAPEAKE, VA 23322-1211 |
The 2025 property tax bill for 405 Berndale Dr was $5,565, up 2.4% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $574,100 (+4.19%) Land $210,000 Building $364,100 | $574,100 (+4.19%) Land $210,000 Building $364,100 | |
| 2025 | $5,565.00 (+2.43%) | $551,000 Land $185,000 Building $366,000 | $551,000 Land $185,000 Building $366,000 |
| 2024 | $5,433.00 | ||
| 2023 | $511,100 (+9.89%) Land $175,000 Building $336,100 | $511,100 (+9.89%) Land $175,000 Building $336,100 | |
| 2022 | $465,100 Land $150,000 Building $315,100 | $465,100 Land $150,000 Building $315,100 | |
| 2019 | $3,137.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 405 Berndale Dr; there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Berndale Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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