409 Bernard St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 409 Bernard St, Rochester, NY 14621

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,037 sqft · built 1920
Lot Size	0.128 acres (5,597 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Mar 2022)
Tax Bill	$770 (2026)
Deeds & Mortgages	Mar 2022 Sale May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`073326-00.0`

Property Details

APN / Parcel Number

Primary APN	`073326-00.0`
Alternative APNs	`140010626000030550000000` `261400 106.26-3-55`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,037 sqft Total Area
1st Floor Area	1,120 sqft
Upper Floors Area	917 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	5,597 sqft (0.128 acres)
Lot Dimensions	143 ft deep x 39 ft wide
Porch	Slab
Porch Area	179 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	073326-00.0
Street Address	409 BERNARD ST
City	ROCHESTER
State	NY
Zip	14621-4917
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	12
Legal Description	0080.00 205 22 00000 9 SEC F ST JACOBS AMD SUB
Legal Block	3
Legal Lot Number	55.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2006
Census Tract	8000

Owner

Source: Monroe County and Rochester City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 GREENLEAF ST, ROCHESTER, NY 14609-7342
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Warranty Deed, Transfer
May 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	20221374
Deed Book / Page	12638 / 153
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Mar 17, 2022
Property Address	409 BERNARD ST, ROCHESTER, NY 14621-4917
Document Number	0000001374
Book / Page	12638 / 153
Map Reference	LB 8 PG 39
Instrument Date	Mar 4, 2022
Instrument	202203171374
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1134 N DEL SOL LN, 1134, DIAMOND BAR, CA 91765-1111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BERNARD ST, ROCHESTER, NY 14621-4917

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 1, 2017
Property Address	409 BERNARD ST, ROCHESTER, NY 14621-4917
Document Number	0000000545
Book / Page	011853 / 000571
Instrument Date	Apr 26, 2017
Instrument	545
Transaction Type	Transfer
Record Updated	May 4, 2017

Transaction

Amount	Amount Recorded
Tax	$128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1134 N DEL SOL LN DIAMOND BAR CA 917651111, DIAMOND BAR, CA 91765-1111

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$770.00 (-5.41%)
2025	$814.00	$96,300 (+200.94%) Land $12,000 Building $84,300	$96,300 (+149.78%) Land $12,000 Building $84,300
2023		$32,000 Land $4,200 Building $27,800	$38,554 Land $5,060 Building $33,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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