404 Bernard St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 404 Bernard St, Rochester, NY 14621

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,554 sqft · built 1890
Lot Size0.097 acres (4,264 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Nov 2023)
Tax Bill$924 (2026)
Deeds & MortgagesNov 2023 Sale
Flood ZoneZone X (minimal risk)
APN073363-00.0

Property Details

APN / Parcel Number

Primary APN073363-00.0
Alternative APNs
  • 140010626000030880000000
  • 261400 106.26-3-88

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,554 sqft Living Area
1st Floor Area1,048 sqft
Upper Floors Area506 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,264 sqft (0.097 acres)
Lot Dimensions115 ft deep x 37 ft wide
PorchSlab
Porch Area70 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number073363-00.0
Street Address404 BERNARD ST
CityROCHESTER
StateNY
Zip14621-4918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal Description0080.00 302 22 02086 8 SEC E ST JACOBS AMD SUB
Legal Block3
Legal Lot Number88.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2005
Census Tract8000

Owner

Source: Monroe County and Rochester City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address174 SAINT STANISLAUS ST, ROCHESTER, NY 14621-3848
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2023 · Amount on Record
Deed SaleNov 29, 2023 · Amount on Record
Prior SaleMay 21, 2015 · Amount on Record
Deed Document Number20231369
Deed Book / Page12895 / 474
Prior Transfer DateSep 25, 2008
Prior Transfer Doc0000000510
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateNov 29, 2023
Property Address404 BERNARD ST, ROCHESTER, NY 14621-4918
Document Number0000001369
Book / Page12895 / 474
Map ReferenceLB 8 PG 39
Instrument DateNov 3, 2023
Instrument202311291369
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyFLOWER CITY ABS INC, FLOWER CITY ABSTRACT INC

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressVIA LSONZO 86, GREAT FALLS, VA 22066

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 BERNARD ST, ROCHESTER, NY 14621-4918

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$924.00 (+4%)
2025$660.00$77,400 (+175.44%) Land $9,200 Building $68,200$77,400 (+128.62%) Land $9,200 Building $68,200
2023$28,100 (-) Land $3,900 Building $24,200$33,855 (+10.84%) Land $4,699 Building $29,156
2022$28,100 Land $3,900 Building $24,200$30,543 Land $4,239 Building $26,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

Nearby Properties on Bernard St

Nearby Streets

Search Property Records by Address or Parcel Number