Ashe County property record for 409 Bent River Dr, Lansing, NC 28643
| Property Type | Single Family Home |
|---|---|
| Details | 2,120 sqft · built 2009 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $590,000 (Oct 2022) |
| Tax Bill | $857 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 18294-050-015 |
| Primary APN | 18294-050-015 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Building Area | 2,120 sqft Heated Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | Central |
|---|
| Account Number | 113010 |
|---|---|
| Street Address | 409 BENT RIVER DR |
| City | LANSING |
| State | NC |
| Zip | 28643-9226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .50 A LOT 15 OFF 1523 |
| Legal Subdivision | BENT RIVER ESTATES |
| Legal Lot Number | 15 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | WALNUT HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970802 |
Source: Ashe County records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3907 RIVER FRONT PL, 201, WILMINGTON, NC 28412-7016 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2022 · Amount on Record |
| Deed Sale | Oct 6, 2022 · Amount on Record |
| Prior Sale | Jan 7, 2008 · Amount on Record |
| Deed Document Number | 20225372 |
| Deed Book / Page | 546 / 1475 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Oct 6, 2022 |
| Property Address | 409 BENT RIVER DR, LANSING, NC 28643 |
| Document Number | 00546/1475 |
| Book / Page | 546 / 1475 |
| Map Reference | MB 5 PG 113 |
| Instrument Date | Oct 4, 2022 |
| Instrument | 5372 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 WESLEY ST, SEEKONK, MA 02771-3420 |
| Name | Verified Name |
|---|---|
| Address | 3907 RIVER FRONT PL UNIT 201, 201, WILMINGTON, NC 28412-7016 |
| Document Number | 0000005373 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 5373 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 10% |
Source: Ashe County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $857.00 (-65.16%) | $160,600 (-66.44%) Land $50,000 Building $110,600 | $160,600 (-66.44%) Land $50,000 Building $110,600 |
| 2023 | $2,460.00 (+15.82%) | $478,600 (+40.6%) Land $50,000 Building $428,600 | $478,600 (+40.6%) Land $50,000 Building $428,600 |
| 2022 | $2,124.00 | $340,400 Land $50,000 Building $290,400 | $340,400 Land $50,000 Building $290,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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