385 Bent River Dr, Lansing, NC 28643 Property Records

Ashe County property record for 385 Bent River Dr, Lansing, NC 28643

Property Summary

Property Type	Single Family Home
Details	1,260 sqft · built 2001
Lot Size	0.573 acres (24,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jun 2026)
Tax Bill	$1,723 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`18294-050-014`

Property Details

APN / Parcel Number

Primary APN	`18294-050-014`
Alternative APNs	`182080278478` `114487` `9208`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,260 sqft Heated Area
Gross Area	1,680 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Rustic
Lot Area	24,960 sqft (0.573 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	114487
Old Parcel Number	18294050014
Street Address	385 BENT RIVER DR
City	LANSING
State	NC
Zip	28643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.573 A LOT 14 OFF 1523
Legal Subdivision	BENT RIVER ESTATES SUBDIVISION
Legal Lot Number	14
Jurisdiction	ASHE NC
Township / Civil Division	WALNUT HILL
Census Block Group	3
Census Block	3001
Census Tract	970802

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4931 ELMHURST DR NE, HICKORY, NC 28601-8722
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 17, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	May 17, 2023 · Amount on Record
Deed Document Number	20262760
Deed Book / Page	585 / 2435
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jun 17, 2026
Property Address	385 BENT RIVER DR, LANSING, NC 28643
Document Number	0000002760
Book / Page	585 / 2435
Instrument Date	Jun 17, 2026
Instrument	20262760
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4931 ELMHURST DR NE, HICKORY, NC 28601-8722

Mortgage

Document Number	0000002761,
Date	Jun 17, 2026
Instrument	20262761

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jun 17, 2026
Property Address	385 BENT RIVER DR, LANSING, NC 28643
Document Number	00585/2435
Book / Page	585 / 2435
Instrument Date	Jun 17, 2026
Instrument	20262760
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4931 ELMHURST DR NE, HICKORY, NC 28601-8722

Mortgage

Document Number	0000002761,
Date	Jun 17, 2026
Instrument	20262761

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	385 BENT RIVER DR, LANSING, NC 28643
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00518/2038
Date	Oct 27, 2020
Book Page	518/2038
Instrument	5515

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	385 BENT RIVER DR, LANSING, NC 28643
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00518/2056
Date	Oct 27, 2020
Book Page	518/2056
Instrument	5516

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	28894

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	May 17, 2023
Property Address	385 BENT RIVER DR, LANSING, NC 28643
Document Number	00552/1213
Book / Page	552 / 1213
Map Reference	MB 5 PG 113
Instrument Date	May 11, 2023
Instrument	2053
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Amount	Amount Recorded
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2977 EDDINGTON RD, GRANITE FALLS, NC 28630-8502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11324 SIMMS RD, BAILEY, NC 27807-9166

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,723.00	$322,800 (-) Land $50,000 Building $272,800	$322,800 (-) Land $50,000 Building $272,800
2025	$1,723.00 (+7.89%)	$322,800 (+3.89%) Land $50,000 Building $272,800	$322,800 (+3.89%) Land $50,000 Building $272,800
2023	$1,597.00 (+16.65%)	$310,700 (+47.74%) Land $50,000 Building $260,700	$310,700 (+47.74%) Land $50,000 Building $260,700
2022	$1,369.00	$210,300 Land $50,000 Building $160,300	$210,300 Land $50,000 Building $160,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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