Union County property record for 409 Annaberg Ln, Monroe, NC 28110 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,924 sqft · built 2005 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Company Name on File |
| Last Sale | $380,000 (Dec 2021) |
| Tax Bill | $2,209 (2025) |
| Deeds & Mortgages | Sep 2022 Construction Loan Dec 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-402-454 |
| Primary APN | 09-402-454 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,924 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Hip |
| Lot Area | 10,193 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 95 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 ANNABERG LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | #402 ST JOHNS FOREST PH1 MP5 OPCE327; 8563-0025 |
| Legal Subdivision | ST JOHNS FOREST |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20308 |
Source: Union County records · APN 09-402-454
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 01, 2022 | Special Warranty Deed, Construction Loan · Construction Mortgage GERMAN AMERICAN CAPITAL CORPORATION |
| Dec 06, 2021 | Warranty Deed, Transfer |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 14, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 16, 2018 | Loan Modification, Mortgage · Conventional Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2021 · Amount on Record |
| Deed Sale | Dec 06, 2021 · Amount on Record |
| Prior Sale | Apr 03, 2014 · Amount on Record |
| Deed Document Number | 202157414 |
| Deed Book / Page | 8335 / 437 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 01, 2022 |
| Property Address | 409 ANNABERG LN, MONROE, NC 28110-8655 |
| Document Number | 0000856325 |
| Book / Page | 8563 / 25 |
| Map Reference | CAB 1 FILE 327 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 31076 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 20, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK # LK200, 5001, AUSTIN, TX 78746-1070 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Number | 0000031173 |
|---|---|
| Date | Sep 01, 2022 |
| Instrument | 31173 |
| Name | GERMAN AMERICAN CAPITAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 08, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 06, 2021 |
| Property Address | 409 ANNABERG LN, MONROE, NC 28110-8655 |
| Document Number | 0008335437 |
| Book / Page | 8335 / 437 |
| Map Reference | CAB I FILE 327 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 57414 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7717 LANCASTER HWY, 7717, WAXHAW, NC 28173-9681 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 409 ANNABERG LN, MONROE, NC 28110-8655 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7985598 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 7985/598 |
| Instrument | 6338 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Mar 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.87% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 409 ANNABERG LN, MONROE, NC 28110-8655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7667198 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 7667/198 |
| Instrument | 16444 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 409 ANNABERG LN, MONROE, NC 28110-8655 |
| Document Number | 720895 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 ANNABERG LN MONROE NC 281108655, MONROE, NC 28110-8655 |
| Document Number | 720895 |
|---|---|
| Date | Aug 01, 2018 |
| Book Page | 007208/000095 |
| Instrument | 21475 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2048 |
| Rate | 4.75% |
|---|
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,209.00 (+20.18%) | $456,600 (+59.04%) Land $72,400 Building $384,200 | $456,600 (+59.04%) Land $72,400 Building $384,200 |
| 2023 | $1,838.00 | $287,100 Land $44,900 Building $242,200 | $287,100 Land $44,900 Building $242,200 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures