407 Annaberg Ln, Monroe, NC 28110 Property Records

Union County property record for 407 Annaberg Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,906 sqft · built 2005
Lot Size	0.196 acres (8,538 sqft)
Owner	Company Name on Record
Last Sale	$186,000 (Aug 2015)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-402-453`

Property Details

APN / Parcel Number

Primary APN	`09-402-453`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,906 sqft Living Area
1st Floor Area	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	8,538 sqft (0.196 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	407 ANNABERG LN
City	MONROE
State	NC
Zip	28110-8655
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20 UNIO
Legal Description	#401 ST JOHNS FOREST PH1/MP5 OPCI-327
Legal Subdivision	ST JOHNS FOREST
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3006
Census Tract	20308

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage GOLDMAN SACHS MORTGAGE COMPANY
Oct 8, 2018	Quit Claim Deed, Mortgage · Line of Credit MORGAN STANLEY MTG CAP HOLDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2015 · Amount on Record
Deed Sale	Aug 12, 2015 · Amount on Record
Prior Sale	Oct 31, 2005 · Amount on Record
Deed Document Number	201524837
Deed Book / Page	6507 / 904
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	407 ANNABERG LN, MONROE, NC 28110-8655
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008268227
Date	Oct 5, 2021
Book Page	8268/227
Instrument	47403

Lender

Name	GOLDMAN SACHS MORTGAGE COMPANY
Type	Mortgage Company
Address	NEW YORK, NY 10282

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 9, 2026

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Oct 8, 2018
Property Address	407 ANNABERG LN, MONROE, NC 28110-8655
Document Number	7248405
Book / Page	007248 / 000405
Instrument Date	Oct 4, 2018
Instrument	28340
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

Mortgage

Document Number	7248435
Date	Oct 8, 2018
Book Page	007248/000435
Instrument	28341

Lender

Name	MORGAN STANLEY MTG CAP HOLDING
Type	Mortgage Company
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 7, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,500 (-) Land $72,400 Building $359,100	$431,500 (-) Land $72,400 Building $359,100
2025	$2,087.00 (+22.98%)	$431,500 (+62.71%) Land $72,400 Building $359,100	$431,500 (+62.71%) Land $72,400 Building $359,100
2023	$1,697.00	$265,200 Land $44,900 Building $220,300	$265,200 Land $44,900 Building $220,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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