409 72nd St, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 409 72nd St, Holmes Beach, FL 34217

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 945 sqft · built 1971
OwnerIndividual Name on Record
Last Sale$810,000 (Nov 2021)
Tax Bill$12,306 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN71681.1020-9

Property Details

APN / Parcel Number

Primary APN71681.1020-9
Alternative APN
  • 3416207168110209

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area945 sqft Living Area
1st Floor Area945 sqft

Exterior

Year BuiltBuilt 1971
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
TerrainLow
Pool Area162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number3416207168110209
Street Address409 72ND ST
CityHOLMES BEACH
StateFL
Zip34217-1106
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeHB_R-2
Legal DescriptionUNIT 409 PEARL LANDING CONDOMINIUM PI#71681.1020/9
Legal Range16E
Legal Township34S
Legal Section20
Legal SubdivisionPEARL LANDING
Legal Tract7168100
Legal Unit409
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group3
Census Block3018
Census Tract1801

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7506 POLO SPRINGS CT, FAIRFIELD, OH 45014-4781
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 12, 2017Warranty Deed, Transfer · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2021 · Amount on Record
Deed SaleNov 18, 2021 · Amount on Record
Prior SaleOct 12, 2017 · Amount on Record
Deed Document Number202141153684
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateNov 18, 2021
Property Address409 72ND ST, HOLMES BEACH, FL 34217-1106
Document Number202141153684
Map ReferenceMB 2534 PG 4404
Instrument DateNov 15, 2021
Instrument202141153684
Transaction TypeTransfer
Record UpdatedDec 3, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,670.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 PINEWOOD LN, 2, WORCESTER, MA 01609-1085

Transferred To (Grantee/Buyer)

NameVerified Name
Address7506 POLO SPRINGS CT, FAIRFIELD, OH 45014-4781

Mortgage

Document Number202141153683
DateNov 18, 2021
Instrument202141153683
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateOct 12, 2017
Property Address409 72ND ST, HOLMES BEACH, FL 34217-1106
Document Number0026965422
Book / Page002696 / 005422
Instrument DateOct 12, 2017
Instrument41097117
Transaction TypeTransfer
Record UpdatedOct 31, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address409 72ND ST HOLMES BEACH FL 342171106, HOLMES BEACH, FL 34217-1106

Mortgage

Document Number26965424
DateOct 12, 2017
Book Page002696/005424
Instrument41097118
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueOct 11, 2032

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityHolmes Beach City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$275,072 (-63.67%) Building $275,072$275,072 (-63.67%) Building $275,072
2024$12,306.00 (+6.83%)
2023$11,519.00 (+16.67%)$757,121 (+21.35%) Building $757,121$757,121 (+21.35%) Building $757,121
2022$9,873.00$623,890 Building $623,890$623,890 Building $623,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 595 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies599 units insured
incl. 4 condo units
Nearby Flood Claims581 (1999–2025)
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 27 claims
  • Hurricane Helene, Oct 2024 · 526 claims
  • Hurricane Idalia, Aug 2023 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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