Manatee County property record for 404 72nd St, Holmes Beach, FL 34217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,517 sqft · built 1963 |
| Lot Size | 0.189 acres (8,232 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,250,000 (May 2022) |
| Tax Bill | $9,325 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 71678-0000-7 |
| Primary APN | 71678-0000-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,517 sqft Living Area |
| Gross Area | 1,952 sqft |
| 1st Floor Area | 1,517 sqft |
| Basement Area | 288 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,232 sqft (0.189 acres) |
| Lot Dimensions | 84 ft deep x 98 ft wide |
| View / Lot | Island |
| Garage Type | Attached |
| Garage Area | 387 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 260 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 404 72ND ST |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB_R-2 |
| Legal Description | LOT 2 BLK R BAY PALMS ADD 6TH UNIT PI#71678.0000/7 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 20 |
| Legal Subdivision | BAY PALMS ADDITION UNIT 6 |
| Legal Tract | 07166800 |
| Legal Block | R |
| Legal Lot Number | 2 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 1801 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 72ND ST, HOLMES BEACH, FL 34217-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Aug 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOUTH ST BK |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI CTC MTG |
| Jul 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on Record |
| Deed Sale | May 6, 2022 · Amount on Record |
| Prior Sale | Aug 17, 2020 · Amount on Record |
| Deed Document Number | 202261309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | May 6, 2022 |
| Property Address | 404 72ND ST, HOLMES BEACH, FL 34217-1105 |
| Document Number | 0041061309 |
| Map Reference | MB 9 PG 33 |
| Instrument Date | May 6, 2022 |
| Instrument | 202241061309 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | BARNES WALKER TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6909 9TH AVENUE DR NW, BRADENTON, FL 34209-1205 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 73RD ST, HOLMES BEACH, FL 34217-1159 |
| Document Number | 0041061310 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 202241061310 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 17, 2020 |
| Property Address | 404 72ND ST, HOLMES BEACH, FL 34217-1105 |
| Document Number | 0041085659 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 41085659 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2020 |
| Title Company | BARNES WALKER TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,620.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6906 9TH AVENUE DR NW BRADENTON FL 342091207, BRADENTON, FL 34209-1207 |
| Document Number | 41085660 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 41085660 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 404 72ND ST, HOLMES BEACH, FL 34217-1105 |
| Document Number | 0041020643 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16893 OAK MANOR DR WESTFIELD IN 460748526, WESTFIELD, IN 46074-8526 |
| Document Number | 0041020643 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 41020643 |
| Name | CTC MTG |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 28, 2017 |
| Property Address | 404 72ND ST, HOLMES BEACH, FL 34217-1105 |
| Document Number | 0026856310 |
| Book / Page | 002685 / 006310 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 41072242 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,885.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16893 OAK MANOR DR WESTFIELD IN 460748526, WESTFIELD, IN 46074-8526 |
| Document Number | 26856311 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 002685/006311 |
| Instrument | 41072243 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2047 |
| Document Number | 26856330, |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 002685/006330 |
| Instrument | 41072244 |
| Name | FIFTH THIRD BK/S FL |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $939,288 (+68.43%) Land $528,618 Building $410,670 | $939,288 (+68.43%) Land $528,618 Building $410,670 | |
| 2025 | $9,325.00 (-41.31%) | $557,662 (-44.55%) Land $528,618 Building $29,044 | $557,662 (-44.55%) Land $528,618 Building $29,044 |
| 2024 | $15,888.00 (+0.44%) | ||
| 2023 | $15,818.00 (+49.04%) | $1,005,616 (+35.87%) Land $528,618 Building $476,998 | $1,005,616 (+35.87%) Land $528,618 Building $476,998 |
| 2022 | $10,613.00 | $740,127 Land $317,568 Building $422,559 | $740,127 Land $317,568 Building $422,559 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 595 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 599 units insured incl. 4 condo units |
| Nearby Flood Claims | 581 (1999–2025) |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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