409 5th St, Carrollton, KY 41008 Property Records

Carroll County property record for 409 5th St, Carrollton, KY 41008

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,273 sqft
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$159,000 (Apr 2022)
Tax Bill$1,600 (2026)
Deeds & MortgagesApr 2022 Sale & Mortgage
Dec 2020 Sale
Flood ZoneZone X (minimal risk)
APNC1-34-03

Property Details

APN / Parcel Number

Primary APNC1-34-03
Alternative APNs
  • 106441
  • 112461

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,273 sqft Living Area
Basement Area868 sqft
Unfinished Basement868 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions208 ft deep x 52 ft wide
Garage Area621 sqft
DrivewayDriveway
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number112461
Street Address409 5TH ST
CityCARROLLTON
StateKY
Zip41008-1201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionCARROLL KY
Township / Civil DivisionCARROLLTON
Census Block Group2
Census Block2026
Census Tract950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Carrollton Historic District
listed 1982 · 334 contributing resources · NRIS 82001553

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 5th St is owned and occupied by an individual who bought it in April 2022.

Source: Carroll County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address409 5TH ST, CARROLLTON, KY 41008-1201
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Dec 1, 2020Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2022 · Amount on File
Deed SaleApr 8, 2022 · Amount on File
Prior SaleApr 8, 2022 · Amount on File
Prior Transfer DateJul 3, 2017
Record UpdatedOct 29, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL KY
Recording DateApr 14, 2022
Property Address409 5TH ST, CARROLLTON, KY 41008-1201
Document Number00D223/416
Book / PageD223 / 416
Instrument DateApr 8, 2022
Instrument2200824
Transaction TypeTransfer
Record UpdatedDec 12, 2023
Title CompanyLIMESTONE T&E LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$159.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4013 HERON DR, SHELBYVILLE, KY 40065-6315

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 5TH ST, CARROLLTON, KY 41008-1201

Mortgage

Document Number0002200827
DateApr 14, 2022
Instrument2200827
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Mortgage

Document Number00M274/216
DateApr 14, 2022
Book PageM274/216
Instrument2200843
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueMay 1, 2032

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL KY
Recording DateDec 1, 2020
Property Address409 5TH ST, CARROLLTON, KY 41008-1201
Document Number00D217/672
Book / PageD217 / 672
Instrument DateNov 12, 2020
Instrument100390
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

AmountAmount on Record
Tax$48.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address587 MARTIN RD, CARROLLTON, KY 41008-8729

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4013 HERON DR, SHELBYVILLE, KY 40065-6315

Tax Assessment & Valuation

The 2026 property tax bill for 409 5th St was $1,600, down 0.3% from the year before.

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCarroll County
MunicipalityCarrollton City
Unified School DistrictCarroll County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,600.00 (-0.31%)$159,000 (-) Land $12,000 Building $147,000$159,000 (-) Land $12,000 Building $147,000
2025$1,605.00$159,000 Land $12,000 Building $147,000$159,000 Land $12,000 Building $147,000
2023$1,599.00$159,000 Land $12,000 Building $147,000$159,000 Land $12,000 Building $147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimAug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARROLLTON UTILITIES
serves 6,851 people · EPA ID KY0210067
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on 5th St

Nearby Streets

Search Property Records by Address or Parcel Number