314 5th St, Carrollton, KY 41008 Property Records

Carroll County property record for 314 5th St, Carrollton, KY 41008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,126 sqft
Lot Size	0.134 acres (5,837 sqft)
Owner	2 Individual Names on File
Last Sale	$307,000 (Aug 2025)
Tax Bill	$3,219 (2026)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C1-26-10`

Property Details

APN / Parcel Number

Primary APN	`C1-26-10`
Alternative APNs	`125521` `15731`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,126 sqft Living Area
Basement Area	1,063 sqft
Unfinished Basement	1,063 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	5,837 sqft (0.134 acres)
Lot Dimensions	22 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	125521
Street Address	314 5TH ST
City	CARROLLTON
State	KY
Zip	41008-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	CARROLL KY
Township / Civil Division	CARROLLTON
Census Block Group	1
Census Block	1023
Census Tract	950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Carrollton Historic District listed 1982 · 334 contributing resources · NRIS 82001553

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

314 5th St is owned and occupied by two individuals who bought it in August 2025.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	314 5TH ST, CARROLLTON, KY 41008-1124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Prior Sale	Jun 12, 2024 · Amount on File
Deed Document Number	20252215059
Deed Book / Page	235 / 622
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL KY
Property Address	314 5TH ST, CARROLLTON, KY 41008-1124
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 5TH ST, CARROLLTON, KY 41008-1124

Mortgage

Document Number	000M285/28
Date	Nov 8, 2023
Book Page	M285/28
Instrument	2207051

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank
Address	CARROLLTON, KY 41008

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 6, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 314 5th St was $3,219, down 0.4% from the year before.

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Municipality	Carrollton City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,219.00 (-0.4%)	$320,000 (-) Land $15,000 Building $305,000	$320,000 (-) Land $15,000 Building $305,000
2025	$3,232.00	$320,000 Land $15,000 Building $305,000	$320,000 Land $15,000 Building $305,000
2023	$519.00 Homeowner's exemption Additional exemption filed	$98,000 Land $8,000 Building $90,000	$98,000 Land $8,000 Building $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 314 5th St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1978–2025)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20