Pinellas County property record for 409 55th Ave, Saint Pete Beach, FL 33706
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,771 sqft · built 1970 |
| Lot Size | 0.227 acres (9,901 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,625,000 (Nov 2022) |
| Tax Bill | $18,762 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Oct 2020 Line of Credit + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-775-2329-8 |
| Primary APN | C62-000-775-2329-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,771 sqft Living Area |
| Gross Area | 3,775 sqft |
| 1st Floor Area | 2,771 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 9,901 sqft (0.227 acres) |
| Lot Dimensions | 110 ft deep x 90 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 664 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 340 sqft |
| Deck Area | 500 sqft |
| Patio Area | 500 sqft |
| Loading Dock | 392 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R68450 |
|---|---|
| Street Address | 409 55TH AVE |
| City | ST PETE BEACH |
| State | FL |
| Zip | 33706-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIGHTWATER BEACH ESTATES 1ST ADD LOT 5 |
| Legal Range | 16E |
| Legal Township | 32S |
| Legal Section | 6 |
| Legal Subdivision | BRIGHTWATER BEACH |
| Legal Tract | 11430 |
| Legal Lot Number | 5 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | ST. PETE BEACH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 28005 |
409 55th Ave is owner-occupied and held in a trust since November 2022.
Source: Pinellas County records, as of October 12, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 409 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2022 | Warranty Deed, Transfer ATTORNEY |
| Oct 6, 2020 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Aug 11, 2020 | Quit Claim Deed, Transfer TRUIST BK |
| Sep 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP |
| Apr 21, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Mar 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2022 · Amount on File |
| Deed Sale | Nov 28, 2022 · Amount on File |
| Prior Sale | Sep 20, 2018 · Amount on File |
| Deed Document Number | 2022340828 |
| Deed Book / Page | 22273 / 2253 |
| Prior Transfer Date | Jul 31, 2020 |
| Prior Transfer Doc | 0211162489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 28, 2022 |
| Property Address | 409 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Document Number | 0222732253 |
| Book / Page | 22273 / 2253 |
| Map Reference | MB 37 PG 11 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 2022340828 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $18,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Name | Verified Name |
|---|---|
| Address | 2829 TRAMANTO DR, SAN CARLOS, CA 94070-3525 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 409 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 409 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Document Number | 0211960788 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 21196/788 |
| Instrument | 2020297361 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | CLEARWATER, FL 33761 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 18, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 11, 2020 |
| Property Address | 409 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Document Number | 0021162489 |
| Book / Page | 002116 / 002489 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 238155 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 409 55TH AVE ST PETE BEACH FL 337062310, ST PETE BEACH, FL 33706-2310 |
| Document Number | 211162491 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 021116/002491 |
| Instrument | 238156 |
| Name | TRUIST BK |
|---|---|
| Address | WILSON, NC 27893 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 20, 2018 |
| Property Address | 409 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Document Number | 0202130019 |
| Book / Page | 20213 / 0019 |
| Map Reference | MB 37 PG 11 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 2018302776 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ANCHOR TITLE & ASSOCIATES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 55TH AVE, 409, ST PETE BEACH, FL 33706-2310 |
| Name | Verified Name |
|---|---|
| Address | 409 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Document Number | 2018302777 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 2018302777 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 409 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Document Number | 0196402532 |
| Book / Page | 019640 / 002532 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2017 |
| Name | Verified Name |
|---|---|
| Address | 409 55TH AVE ST PETE BEACH FL 337062310, ST PETE BEACH, FL 33706-2310 |
| Document Number | 0196402532 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 019640/002532 |
| Instrument | 161659 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 409 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Document Number | 0195462203 |
| Instrument Date | Mar 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 409 55TH AVE ST PETE BEACH FL 337062310, ST PETE BEACH, FL 33706-2310 |
| Document Number | 0195462203 |
|---|---|
| Date | Mar 8, 2017 |
| Book Page | 019546/002203 |
| Instrument | 74150 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
The 2025 property tax bill for 409 55th Ave was $18,762 with a homeowner's exemption, down 53.2% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | St. Pete Beach City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,762.00 (-53.23%) Homeowner's exemption | $1,214,225 Land $925,011 Building $289,214 | $1,214,225 Land $925,011 Building $289,214 |
| 2024 | $40,114.00 (+32.28%) | ||
| 2023 | $30,324.00 (+99.07%) | $1,915,855 (+94.16%) | $1,915,855 (+2.03%) Land $1,407,774 Building $508,081 |
| 2022 | $15,233.00 Homeowner's exemption | $986,744 | $1,877,784 Land $1,421,543 Building $456,241 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 409 55th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 252 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 726 units insured incl. 474 condo units |
| Nearby Flood Claims | 237 (2016–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 55th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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