Pinellas County property record for 403 55th Ave, Saint Pete Beach, FL 33706
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,766 sqft · built 2021 |
| Lot Size | 0.253 acres (10,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,600,000 (May 2025) |
| Tax Bill | $33,215 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Feb 2020 Construction Loan + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-775-2326-4 |
| Primary APN | C62-000-775-2326-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,766 sqft Living Area |
| Gross Area | 9,294 sqft |
| 1st Floor Area | 3,766 sqft |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,999 sqft (0.253 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 654 sqft |
| Deck Area | 806 sqft |
| Patio Area | 460 sqft |
| Loading Dock | 518 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R68447 |
|---|---|
| Street Address | 403 55TH AVE |
| City | ST PETE BEACH |
| State | FL |
| Zip | 33706-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIGHTWATER BEACH ESTATES 1ST ADD LOTS 2 AND 2-A & RIP RTS |
| Legal Range | 16E |
| Legal Township | 32S |
| Legal Section | 6 |
| Legal Subdivision | BRIGHTWATER BEACH |
| Legal Tract | 11430 |
| Legal Lot Number | 2 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | ST. PETE BEACH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 28005 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 19, 2022 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Feb 7, 2020 | Deed of Trust, Mortgage · Construction Mortgage REPUBLIC BANK & TRUST CO |
| Apr 25, 2019 | Deed of Trust, Mortgage · Line of Credit LOWER |
| Apr 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOWER |
| Mar 13, 2019 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on Record |
| Deed Sale | May 29, 2025 · Amount on Record |
| Prior Sale | Mar 13, 2019 · Amount on Record |
| Deed Document Number | 2025154192 |
| Deed Book / Page | 23177 / 620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 403 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 403 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Document Number | 0222362391 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 22236/2391 |
| Instrument | 2022306692 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 403 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0208750351 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 20875/0351 |
| Instrument | 2020042390 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Feb 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Feb 7, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 403 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Document Number | 0205282344 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 55TH AVE ST PETE BEACH FL 337062310, ST PETE BEACH, FL 33706-2310 |
| Document Number | 0205282344 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 020528/002344 |
| Instrument | 142762 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 6, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 403 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Document Number | 0205282333 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 55TH AVE ST PETE BEACH FL 337062310, ST PETE BEACH, FL 33706-2310 |
| Document Number | 0205282333 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 020528/002333 |
| Instrument | 142761 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 13, 2019 |
| Property Address | 403 55TH AVE, ST PETE BEACH, FL 33706-2310 |
| Document Number | 0204600783 |
| Book / Page | 020460 / 000783 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 78357 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,488.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5301 GULF BLVD #C610 ST PETE BEACH FL 337062353, C610, ST PETE BEACH, FL 33706-2353 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | St. Pete Beach City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,215.00 (+8.79%) | $2,127,363 (+8.01%) | $3,009,970 (-8.37%) Land $1,101,461 Building $1,908,509 |
| 2023 | $30,532.00 (+1.93%) Homeowner's exemption | $1,969,610 (+3%) | $3,284,776 (+18.11%) Land $1,641,553 Building $1,643,223 |
| 2022 | $29,955.00 Homeowner's exemption | $1,912,243 | $2,781,064 Land $1,577,148 Building $1,203,916 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 252 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 726 units insured incl. 474 condo units |
| Nearby Flood Claims | 237 (2016–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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