Cedar County property record for 409 4th St, Durant, IA 52747
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,861 sqft · built 1924 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Oct 2022) |
| Tax Bill | $3,232 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Oct 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 040016363810040 |
| Primary APN | 040016363810040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,861 sqft Living Area |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,122 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 300 sqft |
| Patio Area | 390 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 409 4TH ST |
|---|---|
| City | DURANT |
| State | IA |
| Zip | 52747-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DURANT LOT 1 BLK 58 |
| Legal Subdivision | DURANT |
| Legal Block | 58 |
| Legal Lot Number | 1 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | FARMINGTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 450400 |
409 4th St is owned and occupied by two individuals who bought it in October 2022.
Source: Cedar County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 4TH ST, DURANT, IA 52747-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 21, 2022 | Warranty Deed, Transfer · Line of Credit DEWITT BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on File |
| Deed Sale | Oct 21, 2022 · Amount on File |
| Deed Document Number | 20223451 |
| Deed Book / Page | 1671 / 350 |
| Prior Transfer Date | Feb 22, 2011 |
| Prior Transfer Doc | 0000000835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 409 4TH ST, DURANT, IA 52747-9703 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001668/65 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 1668/65 |
| Instrument | 2022 3146 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 1, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Oct 21, 2022 |
| Property Address | 409 4TH ST, DURANT, IA 52747-9703 |
| Document Number | 001671/350 |
| Book / Page | 1671 / 350 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022 3451 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 4TH ST, DURANT, IA 52747-9703 |
| Document Number | 00001672/8 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 1672/8 |
| Instrument | 2022 3452 |
| Name | DEWITT BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2037 |
The 2026 property tax bill for 409 4th St was $3,232 with a homeowner's exemption.
Source: Cedar County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Durant City |
| Unified School District | Durant Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,232.00 Homeowner's exemption | $219,960 (-) Land $16,320 Building $203,640 | $219,960 (-) Land $16,320 Building $203,640 |
| 2025 | $3,232.00 (-5.77%) Homeowner's exemption | $219,960 Land $16,320 Building $203,640 | $219,960 Land $16,320 Building $203,640 |
| 2024 | $3,430.00 | ||
| 2023 | $208,600 (+31.58%) Land $16,320 Building $192,280 | $208,600 Land $16,320 Building $192,280 | |
| 2022 | $2,692.00 Homeowner's exemption | $158,540 Land $14,690 Building $143,850 | |
| 2021 | $158,540 Land $14,690 Building $143,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DURANT WATER SUPPLY serves 1,871 people · EPA ID IA1636090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Night Owl Wireless Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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