404 4th St, Durant, IA 52747 Property Records

Cedar County property record for 404 4th St, Durant, IA 52747

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1972
Lot Size0.147 acres (6,403 sqft)
OwnerIndividual Name on File
Last Sale$148,000 (Jun 2021)
Tax Bill$2,914 (2026)
Deeds & MortgagesOct 2025 Second Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN040016363780020

Property Details

APN / Parcel Number

Primary APN040016363780020
Alternative APN
  • 40004001636378002000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area960 sqft Living Area
Basement Area960 sqft
Finished Basement960 sqft
Game RoomGame Room
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,403 sqft (0.147 acres)
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area20 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address404 4TH ST
CityDURANT
StateIA
Zip52747-9703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDURANT LOT 7 BLK 51
Legal SubdivisionTOWN OF DURANT
Legal Block51
Legal Lot Number7
JurisdictionCEDAR IA
Township / Civil DivisionFARMINGTON
Census Block Group3
Census Block3014
Census Tract450400

Owner

404 4th St is owned and occupied by an individual who bought it in June 2021.

Source: Cedar County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address404 4TH ST, DURANT, IA 52747-9703
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ASCENTRA CREDIT UNION
May 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CU
Jun 10, 2021Warranty Deed, Transfer · Conventional Mortgage
ASCENTRA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2021 · Amount on File
Deed SaleJun 10, 2021 · Amount on File
Prior SaleDec 1, 2011 · Amount on File
Deed Document Number20212233
Deed Book / Page1593 / 40
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCEDAR IA
Property Address404 4TH ST, DURANT, IA 52747-9703
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 4TH ST, DURANT, IA 52747-9703

Mortgage

Document Number0001794/69
DateOct 21, 2025
Book Page1794/69
Instrument2025 2967
Lender
NameASCENTRA CREDIT UNION
TypeCredit Union
AddressBETTENDORF, IA 52722
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueOct 15, 2035

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCEDAR IA
Property Address404 4TH ST, DURANT, IA 52747-9703
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001584/330
DateMay 3, 2021
Book Page1584/330
Instrument2021 1620
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueMay 2, 2026
Interest
Rate TypeFixed Rate

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCEDAR IA
Recording DateJun 10, 2021
Property Address404 4TH ST, DURANT, IA 52747-9703
Document Number0001593/40
Book / Page1593 / 40
Instrument DateMay 25, 2021
Instrument2021 2233
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 4TH ST, DURANT, IA 52747-9703

Mortgage

Document Number0001593/45
DateJun 10, 2021
Book Page1593/45
Instrument2021 2234
Lender
NameASCENTRA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 404 4th St was $2,914 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyCedar County
MunicipalityDurant City
Unified School DistrictDurant Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,914.00 Homeowner's exemption$186,210 (-) Land $14,080 Building $172,130$186,210 (-) Land $14,080 Building $172,130
2025$2,914.00 (-5.76%) Homeowner's exemption$186,210 Land $14,080 Building $172,130$186,210 Land $14,080 Building $172,130
2024$3,092.00
2023$179,690 (+30.62%) Land $14,080 Building $165,610$179,690 Land $14,080 Building $165,610
2022$2,314.00 Homeowner's exemption$137,570 Land $12,670 Building $124,900
2021$137,570 Land $12,670 Building $124,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDURANT WATER SUPPLY
serves 1,871 people · EPA ID IA1636090
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Night Owl Wireless
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 4th St

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