409 39th St, Newport Beach, CA 92663 Property Records

Orange County property record for 409 39th St, Newport Beach, CA 92663

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,020 sqft · built 2018
Lot Size	0.065 acres (2,850 sqft)
Owner	2 Company Names on Record
Last Sale	$4,800,000 (Jul 2025)
Tax Bill	$41,789 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`423-071-10`

Property Details

APN / Parcel Number

Primary APN	`423-071-10`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,020 sqft Living Area
1st Floor Area	3,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	2,850 sqft (0.065 acres)
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	409 39TH ST
City	NEWPORT BEACH
State	CA
Zip	92663-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR CANAL SECTION BLK 439 LOT 9
Legal Subdivision	CANAL SECTION
Legal Tract	164
Legal Block	439
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2020
Census Tract	63500

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1389 E HARVARD AVE, SALT LAKE CITY, UT 84105-1959
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF LONG BEACH
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BANK OF LONG BEACH
Oct 11, 2018	Deed of Trust, Mortgage 5 ARCH FUNDING CORP
Dec 9, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jan 23, 2019	Grant Deed, Transfer WESTERN RESOURCES TITLE
Apr 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAK CAPITAL INC
Nov 27, 2017	Grant Deed, Transfer 5 ARCH FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Jul 9, 2025 · Amount on Record
Deed Document Number	2025193319
Prior Transfer Date	Oct 17, 2016
Prior Transfer Doc	0000519304
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	409 39TH ST, NEWPORT BEACH, CA 92663-3222
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 39TH ST, NEWPORT BEACH, CA 92663-3222

Mortgage

Document Number	0000159771
Date	Apr 27, 2022
Instrument	2022000159771

Lender

Name	FARMERS & MERCHANTS BANK OF LONG BEACH
Type	Bank
Address	SEAL BEACH, CA 90740

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	409 39TH ST, NEWPORT BEACH, CA 92663-3222
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 39TH ST, NEWPORT BEACH, CA 92663-3222

Mortgage

Document Number	0000107827
Date	Feb 16, 2021
Instrument	2021000107827

Lender

Name	FARMERS & MERCHANTS BANK OF LONG BEACH
Type	Bank
Address	SEAL BEACH, CA 90740

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Mar 1, 2028

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	409 39TH ST, NEWPORT BEACH, CA 92663-3222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000369769
Date	Oct 11, 2018
Instrument	2018000369769

Lender

Name	5 ARCH FUNDING CORP
Type	Lending Institution
Address	IRVINE, CA 92612

Agreement

Amount	Amount Recorded

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 9, 2020
Property Address	409 39TH ST, NEWPORT BEACH, CA 92663-3222
Document Number	0000721818
Instrument Date	Nov 25, 2020
Instrument	721818
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$4,014.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	409 39TH ST NEWPORT BEACH CA 926633222, NEWPORT BEACH, CA 92663-3222

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 23, 2019
Property Address	409 39TH ST, NEWPORT BEACH, CA 92663-3222
Document Number	0000022714
Instrument Date	Jan 11, 2019
Instrument	22714
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Tax	$3,789.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	409 39TH ST NEWPORT BEACH CA 926633222, NEWPORT BEACH, CA 92663-3222

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	409 39TH ST, NEWPORT BEACH, CA 92663-3222
Document Number	0000127047
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	409 39TH ST NEWPORT BEACH CA 926633222, NEWPORT BEACH, CA 92663-3222

Mortgage

Document Number	0000127047
Date	Apr 10, 2018
Instrument	127047

Lender

Name	SAK CAPITAL INC
Address	RANCHO CUCAMONGA, CA 91739

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 27, 2017
Property Address	409 39TH ST, NEWPORT BEACH, CA 92663-3222
Document Number	0000509379
Map Reference	MB4 PG98
Instrument Date	Nov 22, 2017
Instrument	2017000509379
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 LUGONIA ST, NEWPORT BEACH, CA 92663-1831

Mortgage

Document Number	0000509380
Date	Nov 27, 2017
Instrument	2017000509380

Lender

Name	5 ARCH FUNDING CORP
Type	Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,800,000 (+21.53%) Land $3,668,400 Building $1,131,600
2025	$41,789.00 (+4.01%)	$3,949,793 (+4.04%) Land $3,016,872 Building $932,921
2023	$40,177.00 (+1.68%)	$3,796,419 Land $2,899,723 Building $896,696
2022	$39,515.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	78 units insured incl. 28 condo units
Nearby Flood Claims	16 (1982–2026)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Jul 2026 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

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