405 39th St, Newport Beach, CA 92663 Property Records

Orange County property record for 405 39th St, Newport Beach, CA 92663

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,247 sqft · built 1947
Lot Size	0.065 acres (2,850 sqft)
Owner	2 Trust Names on File
Last Sale	$2,300,000 (Apr 2021)
Tax Bill	$26,490 (2025)
Deeds & Mortgages	Jul 2023 Transfer Apr 2021 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`423-071-08`

Property Details

APN / Parcel Number

Primary APN	`423-071-08`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,247 sqft Living Area
1st Floor Area	2,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	2,850 sqft (0.065 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	405 39TH ST
City	NEWPORT BEACH
State	CA
Zip	92663-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR CANAL SECTION BLK 439 LOT 11
Legal Subdivision	CANAL SEC NEWPORT BEACH
Legal Tract	164
Legal Block	439
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2020
Census Tract	63500

Owner

405 39th St is held in a trust since July 2023.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	4916 VIRO RD, LA CANADA FLINTRIDGE, CA 91011-3746
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Intrafamily Transfer, Transfer
Apr 16, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV
May 25, 2017	Deed of Trust, Mortgage · ARM US BANK NA
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	May 29, 2007 · Amount on File
Deed Document Number	2021256482
Last Transfer Date	Jul 12, 2023
Transfer Doc	0000169023
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 14, 2023
Property Address	405 39TH ST, NEWPORT BEACH, CA 92663-3222
Document Number	0000169023
Map Reference	MB 4 PG 98
Instrument Date	Jul 12, 2023
Instrument	2023000169023
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4916 VIRO RD, LA CANADA, CA 91011-3746

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 16, 2021
Property Address	405 39TH ST, NEWPORT BEACH, CA 92663-3222
Document Number	0000256482
Map Reference	MB 4 PG 98
Instrument Date	Feb 24, 2021
Instrument	2021000256482
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	405 39TH STREET, LA CANADA, CA 91011

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	405 39TH ST, NEWPORT BEACH, CA 92663-3222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213884
Date	May 25, 2017
Instrument	2017000213884

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	405 39TH ST, NEWPORT BEACH, CA 92663-3222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 39TH ST, NEWPORT BEACH, CA 92663-3222

Mortgage

Document Number	0000717667
Date	Dec 8, 2020
Instrument	2020000717667

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 19, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	405 39TH ST, NEWPORT BEACH, CA 92663-3222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 39TH ST, NEWPORT BEACH, CA 92663-3222

Mortgage

Document Number	0000470535
Date	Sep 4, 2020
Instrument	2020000470535

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 405 39th St was $26,490.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,539,384 (+2%) Land $2,380,009 Building $159,375
2025	$26,490.00	$2,489,593 Land $2,333,343 Building $156,250
2023	$25,465.00 (+1.69%)	$2,392,920 (+2%) Land $2,242,736 Building $150,184
2022	$25,043.00	$2,346,000 Land $2,198,760 Building $147,240

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 39th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	78 units insured incl. 28 condo units
Nearby Flood Claims	16 (1982–2026)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Jul 2026 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 39th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

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