Stearns County property record for 409 38th Ave N, Saint Cloud, MN 56303
| Property Type | Commercial |
|---|---|
| Details | 2,480 sqft · built 1976 |
| Owner | Individual Name on File |
| Tax Bill | $2,242 (2024) |
| Deeds & Mortgages | Aug 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-48559-0000 |
| Primary APN | 82-48559-0000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,480 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Metal |
| Cooling System | None |
|---|
| Old Parcel Number | 82.48559.0000 |
|---|---|
| Street Address | 409 38TH AVE N |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-3053 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 10 & 11 LESS HWY BLK 2 MCCLURE & WHITNEY'2ND ADD SECTION 09 TOWNSHIP 124 RANGE 028 MCCLURE & WHITNEY'2ND ADD SECTION 09 |
| Legal Range | 28 |
| Legal Township | 124 |
| Legal Section | 09 |
| Legal Subdivision | MCCLURE WHITNEY2ND ADD |
| Legal Block | 2 |
| Legal Lot Number | 10-11 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 601 |
Source: Stearns County records, as of November 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 800 3RD AVE, SARTELL, MN 56377-1443 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2025 |
| Deed Sale | Aug 8, 2025 |
| Deed Document Number | 00A1697366 |
| Record Updated | Jun 8, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 8, 2025 |
| Property Address | 409 38TH AVE N, SAINT CLOUD, MN 56303-3053 |
| Document Number | 00A1697366 |
| Instrument Date | Aug 6, 2025 |
| Instrument | A1697366 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 800 3RD AVE N, SARTELL, MN 56377-1443 |
Source: Stearns County assessment roll, as of February 1, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,000 (+9.11%) Land $35,000 Building $80,000 | $115,000 (+9.11%) Land $35,000 Building $80,000 | |
| 2024 | $2,242.00 (+21.72%) | ||
| 2023 | $1,842.00 | $105,400 Land $35,000 Building $70,400 | $105,400 Land $35,000 Building $70,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Fidium Fiber, Xtratyme Technologies.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures