346 38th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 346 38th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1969
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Feb 2023)
Tax Bill	$1,856 (2026)
Deeds & Mortgages	Mar 2023 Sale Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-48580-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48580-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	768 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Bi-Level
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Width	63 ft Width
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	346 38TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD6
Legal Description	LOT 32 & S1/2 OF LOT 33 BLK 4 MCCLURE & WHITNEY'2ND ADD SECTION 09 TOWNSHIP 124 RANGE 028 MCCLURE & WHITNEY'2ND ADD SECTION
Legal Range	28W
Legal Township	124
Legal Section	09
Legal Subdivision	MCCLURE WHITNEY2ND ADD
Legal Block	4
Legal Lot Number	32-33
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1019
Census Tract	601

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	346 38TH AVE N, SAINT CLOUD, MN 56303-3050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Warranty Deed, Transfer MISC COMPANY
Apr 29, 2022	Personal Representative Deed, Transfer
Apr 12, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	20231514143
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 9, 2023
Property Address	346 38TH AVE N, SAINT CLOUD, MN 56303-3050
Document Number	00A1649718
Instrument Date	Feb 27, 2023
Instrument	A1649718
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 38TH AVE N, SAINT CLOUD, MN 56303-3050

April 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 29, 2022
Property Address	346 38TH AVE N, SAINT CLOUD, MN 56303-3050
Document Number	00A1631346
Instrument Date	Apr 28, 2022
Instrument	A1631346
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	346 38TH AVE N, SAINT CLOUD, MN 56303-3050

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 12, 2022
Property Address	346 38TH AVE N, SAINT CLOUD, MN 56303-3050
Document Number	00A1630029
Instrument Date	Apr 5, 2022
Instrument	A1630029
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31095 260TH ST, PAYNESVILLE, MN 56362-9340

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,856.00 (+20.05%)
2025		$154,200 (+8.74%) Land $25,000 Building $129,200	$154,200 (+8.74%) Land $25,000 Building $129,200
2023	$1,546.00	$141,800 Land $25,000 Building $116,800	$141,800 Land $25,000 Building $116,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Xtratyme Technologies.

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