Charlottesville City property record for 409 2nd St NE, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,810 sqft · built 1870 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $12,789 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 330091000 |
| Primary APN | 330091000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,810 sqft Finished Area |
| 1st Floor Area | 1,405 sqft |
| 2nd Floor Area | 1,405 sqft |
| Basement Area | 550 sqft |
| Unfinished Basement | 538 sqft |
| Family Room | Family Room |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,184 sqft (0.119 acres) |
| Lot Depth | 104 ft Depth |
| Porch | Slab |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | 328 sqft |
| Patio Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 409 2ND ST NE |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-4625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT |
| Legal Subdivision | NORTH DOWNTOWN-PARK PLAZA |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Charlottesville and Albemarle County Courthouse Historic District listed 1982 · 270 contributing resources · NRIS 82004904 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
409 2nd St NE is owner-occupied and held in a trust since January 2002.
Source: Charlottesville City records, as of July 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 409 2ND ST NE, CHARLOTTESVILLE, VA 22902-4625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2002 |
| Deed Sale | Jan 4, 2002 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 409 2nd St NE was $12,789.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,789.00 | $1,284,600 (+3.68%) Land $251,800 Building $1,032,800 | $1,284,600 (+3.68%) Land $251,800 Building $1,032,800 |
| 2025 | $1,239,000 Land $237,500 Building $1,001,500 | $1,239,000 Land $237,500 Building $1,001,500 | |
| 2023 | $11,217.00 (+9.36%) | $1,133,600 Land $209,000 Building $924,600 | $1,133,600 Land $209,000 Building $924,600 |
| 2022 | $10,257.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 2nd St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 2nd St NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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