407 2nd St NE, Charlottesville, VA 22902 Property Records

Charlottesville City property record for 407 2nd St NE, Charlottesville, VA 22902

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 4,002 sqft · built 1920
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$1,050,000 (Jan 2018)
Tax Bill$17,483 (2026)
Flood ZoneZone X (minimal risk)
APN330092000

Property Details

APN / Parcel Number

Primary APN330092000
Alternative APN
  • 48713

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,002 sqft Finished Area
1st Floor Area2,232 sqft
2nd Floor Area1,770 sqft
AtticAttic
Attic Area1,770 sqft
Basement Area494 sqft
Unfinished Basement494 sqft
Family RoomFamily Room
FlooringHardwood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1970
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area6,098 sqft (0.14 acres)
Lot Depth104 ft Depth
PorchSlab
Porch Area409 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address407 2ND ST NE
CityCHARLOTTESVILLE
StateVA
Zip22902-4625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal DescriptionLOT
Legal SubdivisionNORTH DOWNTOWN-PARK PLAZA
JurisdictionCHARLOTTESVILLE CITY VA
Township / Civil DivisionCHARLOTTESVILLE
Census Block Group2
Census Block2015
Census Tract1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Charlottesville and Albemarle County Courthouse Historic District
listed 1982 · 270 contributing resources · NRIS 82004904

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Charlottesville City records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address407 2ND ST NE, CHARLOTTESVILLE, VA 22902-4625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2018 · Amount on Record
Deed SaleJan 17, 2018 · Amount on Record
Prior SaleAug 3, 1988 · Amount on Record
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCharlottesville City
Unified School DistrictCharlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,483.00 (-2.13%)$1,752,900 (+3.61%) Land $265,000 Building $1,487,900$1,752,900 (+3.61%) Land $265,000 Building $1,487,900
2025$17,863.00 (+20.59%)$1,691,900 (+13.97%) Land $250,000 Building $1,441,900$1,691,900 (+13.97%) Land $250,000 Building $1,441,900
2023$14,813.00 (+9.93%)$1,484,500 Land $220,000 Building $1,264,500$1,484,500 Land $220,000 Building $1,264,500
2022$13,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTESVILLE
serves 46,553 people · EPA ID VA2540500
Water SourcePurchased surface water from RWSA URBAN SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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