Stearns County property record for 409 15th St N, Cold Spring, MN 56320 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,856 sqft Living Area |
| Lot Size | 7,579 sqft (0.174 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $259,000 (2015) |
| Tax Bill | $4,502.00 (2026) |
Source: Stearns County records · APN 48-29686-0400
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 15TH ST N, COLD SPRING, MN 56320-9812 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2015 · Amount on Record |
| Deed Sale | Aug 14, 2015 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,502.00 (+17.61%) | $386,600 (+3.2%) Land $53,800 Building $332,800 | $386,600 (+3.2%) Land $53,800 Building $332,800 |
| 2025 | $374,600 (+10.27%) Land $51,200 Building $323,400 | $374,600 (+10.27%) Land $51,200 Building $323,400 | |
| 2023 | $3,828.00 | $339,700 Land $51,200 Building $288,500 | $339,700 Land $51,200 Building $288,500 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 48-29686-0400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,856 sqft Living Area |
| 1st Floor | 1,856 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Patio Home Style |
| Exterior Material | Metal Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,579 sqft (0.174 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Street Address | 409 15TH ST N |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9812 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 005 BLK 002 NORTH POINTE PLAT FOUR SECTION 10 TOWNSHIP 123 RANGE 030 SECTION 10 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 10 |
| Legal Subdivision | NORTH POINTE PLAT FOUR |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | COLD SPRING |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 11302 |
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